Understanding Rideshare Hit-and-Run Accidents
Rideshare services like Uber and Lyft have grown rapidly, with more than 180 million passengers in the U.S. in 2024 using these platforms. Unfortunately, some rideshare trips end in accidents, and in some cases, the other driver may flee the scene. A rideshare hit-and-run accident occurs when your Uber or Lyft is struck by another driver who leaves without identifying themselves.
Hit-and-run crashes can leave passengers and drivers with serious injuries and uncertainty about how to recover damages.
How Uninsured Motorist Coverage Works
Uninsured motorist (UM) coverage is designed to protect you if an at-fault driver does not have insurance or cannot be located. In rideshare situations, coverage can be complicated because both the rideshare company’s insurance and the driver’s personal policies may apply depending on whether the driver was:
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Offline or waiting for a ride request: The driver’s personal auto insurance typically applies.
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En route to pick up a passenger: The rideshare company provides limited liability coverage.
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With a passenger in the car: The rideshare company usually provides higher liability coverage, and uninsured motorist coverage may also be available.
UM coverage can help pay for medical bills, lost wages, and pain and suffering if the at-fault driver is unknown or uninsured.
Challenges in Rideshare Hit-and-Run Claims
Some factors that make these cases complex include:
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Identifying the at-fault driver: Without a license plate or witnesses, tracking the responsible party can be difficult.
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Coordinating multiple insurance policies: Passengers may need to work with both the driver’s personal insurance and the rideshare company’s insurance.
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State laws: California and Arizona have different uninsured motorist coverage rules.
In California, rideshare companies must provide liability coverage while the driver is online, and UM coverage may extend to passengers. In Arizona, uninsured motorist coverage also applies, but policy limits and coordination with the driver’s insurance can vary.
Steps to Take After a Rideshare Hit-and-Run
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Seek medical attention immediately and document your injuries.
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Report the accident to local law enforcement to create an official record.
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Notify the rideshare company so they can activate their insurance protocols.
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Keep all evidence, including photos, ride receipts, and witness contact information.
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Contact a rideshare accident attorney to ensure your uninsured motorist coverage and other options are properly pursued.
Why Hire Fielding Law
Rideshare hit-and-run accidents involve multiple parties and insurance policies, making recovery complicated. At Fielding Law, we have experience navigating these cases in both California and Arizona. We work closely with medical providers and insurance companies to maximize your recovery under uninsured motorist coverage.
We treat clients with care, clarity, and professionalism, helping you focus on healing while we handle the legal complexities. If you were injured in a rideshare hit-and-run accident, call 833.88.SHARK today for a free consultation.
Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.




Clark Fielding




