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In the ever-changing landscape of road safety, being equipped with the right knowledge about Uninsured Motorist (UM) and Underinsured Motorist (UIM) policies is crucial. Fielding Law, as your trusted car accident attorneys, is here to guide you through the fundamentals of these policies, empowering you to make informed decisions that protect you in the aftermath of an accident.

Uninsured Motorist (UM) Coverage

  1. Protection Against Uninsured Drivers: UM coverage serves as a robust safety net when you encounter drivers without insurance. From minor collisions to severe accidents, UM steps in to help with medical expenses and damages, ensuring you are not left alone to bear the financial burden.
  2. Hit-and-Run Incidents: In the unfortunate event of a hit-and-run, where the at-fault driver flees the scene, UM coverage becomes invaluable. It provides coverage for your losses, offering financial assistance when the responsible driver remains unidentified.
  3. Extended Coverage for Vulnerable Road Users: UM policies often extend their protective reach to encompass vulnerable road users such as pedestrians and cyclists. This broader coverage ensures comprehensive protection in various scenarios, reflecting our commitment to the well-being of all road users.

Underinsured Motorist (UIM) Coverage

  1. Supplementing Insufficient Coverage: UIM coverage acts as a crucial financial safety net when the at-fault driver’s insurance falls short. It bridges the financial gap, offering relief during challenging times.
  2. Comprehensive Medical Coverage: UIM coverage extends beyond bodily injury to property damage. Whether to your vehicle or other property, it provides financial assistance for restoration.
  3. Protection for Property Damage: UIM coverage includes protection for property damage from the accident, offering financial support for comprehensive coverage.

Why Choose Fielding Law: Your Partners in Car Accident Advocacy

At Fielding Law, our focus is on personal injury advocacy, and we are here to educate and empower you. By understanding the nuances of UM and UIM policies, you can take proactive steps to protect yourself on the road. Our legal team, committed to your well-being, is ready to provide expert insights and guidance during challenging times. When you choose Fielding Law, you are not just gaining personal injury attorneys; you are securing partners dedicated to your protection. Call 833.88.SHARK today for compassionate legal support and expert advice on navigating UM and UIM policies.