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a pile of settlement money in US 100 dollar bills

Can Personal Injury Settlements Be Taxed?

By Personal Injury

Personal Injury Settlements in California and Arizona

If you have received or are expecting a personal injury settlement, you might be wondering if you owe taxes on the money. The answer depends on the type of compensation you received. While some parts of a personal injury settlement are tax-free, others might be considered taxable income depending on how they are categorized.

Understanding the difference is important so you can plan for your future and avoid surprises during tax season.

What Parts of a Settlement Are Tax-Free?

In both California and Arizona, the IRS and state tax agencies generally do not tax compensation you receive for physical injuries or physical sickness. This includes:

For example, if you were hurt in a car accident and received a settlement to cover your hospital stay, follow-up treatments, and the pain it caused, that part of your compensation is typically not taxable.

What May Be Taxed?

Not every part of a settlement is tax-exempt. You may owe taxes if your compensation includes:

  • Lost wages: If part of your settlement compensates you for time missed at work, this is often treated the same as regular income and may be taxed accordingly.

  • Punitive damages: These are meant to punish the person at fault, not compensate you for your losses. Punitive damages are almost always taxable.

  • Interest on the settlement: If there is any interest earned on your settlement amount before you receive it, that interest may be taxable.

  • Emotional distress not tied to a physical injury: If you receive damages for emotional distress without a physical injury (such as from harassment or defamation), that compensation could be taxable.

State vs. Federal Taxes

While federal rules apply across the U.S., each state has its own tax laws. In both California and Arizona:

  • The state follows federal guidelines closely when it comes to taxing personal injury settlements.

  • California does not tax settlements for physical injuries.

  • Arizona also typically excludes damages for physical injuries from state income tax.

However, both states may require you to report portions of your settlement, especially if they include lost wages or punitive damages. Always consult a tax professional to make sure you understand your obligations.

Why Hire Fielding Law

Navigating a personal injury case is complex, especially when your settlement might impact your taxes. At Fielding Law, we connect you with skilled legal professionals who are not only dedicated to helping you recover fair compensation, but also committed to protecting your long-term well-being.

We serve clients throughout California and Arizona, and we understand the unique legal nuances in both states. If you are unsure about how your personal injury settlement may affect your taxes, let us guide you toward the right resources and support.

Call for a Free Consultation

If you are dealing with the aftermath of an injury and have questions about your settlement, do not wait. Call 833.88.SHARK today for a free consultation. We are here to help you move forward with clarity and confidence.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 22, 2025
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hotel lobby with holiday decor

Holiday Hotel Injuries: What You Need To Know

By Assault, Car Accident, Pedestrian Accident, Personal Injury, Premises Liability, Product Liability, Slip or Trip and Fall

During this special time of the year, traveling with loved ones is an opportunity to unwind and enjoy the holiday spirit together. But even the most festive trip can turn into a stressful one when hotels, Airbnbs or small family-run inns fail to provide a safe and reliable stay. Lodging issues can instantly transform a joyful, stay into a holiday hotel injury fiasco. How about we walk through some common examples of negligence so you and your family can be informed and know exactly what a holiday hotel injury is. 

Room Conditions

  • Dirty or Unclean Rooms – Dirty rooms can expose guests to bed bugs, mold, or allergens that may trigger health concerns. 
  • Broken Heating in Winter – Heating failures in cold weather can create fire hazards and cause smoke detectors to malfunction. 
  • Non Functioning Showers or Plumbing – Plumbing issues can lead to flooding, water damage, or difficulty maintaining hygiene. 
  • Slippery Tile – Slippery bathroom tile without non-slip rugs increases the risk of slips and falls. 
  • Missing Handicap Shower Bars –The absence of support bars creates a safety risk for seniors or guests with mobility challenges or anyone using the shower, especially when the surface is wet. 
  • Hot Sink Water – Extremely hot sink water can cause scalds and serious burns. 

Safety & Security Issues 

  • Assault and Theft – Guests and their property may be at risk due to potential assaults and theft. 
  • Poor Lighting in Parking Lots – Inadequate lighting increases the likelihood of theft, assaults, and accidents. 
  • Broken Locks – Damaged or faulty locks compromise security and may allow unauthorized access.  
  • Icy Walkways – Slippery surfaces can lead to slips and falls, posing a hazard to guests. 
  • Unkept Walkways – Broken sidewalks and uneven parking lots create safety risks for pedestrians and vehicles. 
  • Improperly Maintained Flooring – Flooring in poor condition can become a tripping hazard for guests.  

Gym Conditions

  • Improperly stored equipment – Weights left on the floor can cause someone to trip and fall. 
  • Treadmill malfunctions – Sudden stops or malfunctions may throw a person off balance, leading to injury. 
  • Unstable squat racks or improperly locked bars – These can collapse or shift, resulting in serious injury. 
  • Broken or frayed cables on weight machines – Damaged cables may cause weights to snap down unexpectedly, posing a danger to users. 

Hot Tubs and Pools 

  • Poorly Maintained Pool Decks – Slippery or damaged pool decks can lead to slips and falls 
  • Chemical Burns or Respiratory Irritation – Improperly balanced pool chemicals may cause burns or respiratory issues. 
  • Electrical Shock Risks – Heating or lighting systems that are not properly maintained can create a risk of electrical shock. 

Complimentary Breakfast 

  • Food Poisoning – Consuming undercooked eggs, meats, or other foods can lead to foodborne illness. 
  • Cross-Contamination Illnesses – Handling raw and cooked foods together may cause the spread of harmful bacteria.  
  • Cuts – Broken plates, glassware, or faulty equipment can result in cuts or lacerations. 
  • Choking Hazards – Poorly prepared food items may pose a choking risk to guests. 

Where Our Expertise Matters  

If you or a loved one has experienced any form of negligence leading to holiday hotel injuries, you deserve support. Fielding Law is here to help you every step of the way. We are committed to safeguarding your rights and providing guidance, so your Christmas Hotel experience goes smoothly with loved ones. Reach out to our team at 833.88 SHARK for your free consultation today.  

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 19, 2025
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group of holiday party attendees

How to Holiday Party the Safe Way

By Burn Injury, Personal Injury, Premises Liability, Product Liability, Slip or Trip and Fall

Holiday parties are a time to celebrate seasonal cheer and make lasting memories with loved ones around you. Staying aware of your surroundings helps keep the festivities safe and enjoyable. The guide below highlights key safety considerations to keep in mind throughout the holiday season, whether at a lively party or a cozy gathering.

Venue and Environment Awareness

When you arrive at a holiday party, take a moment to get a feel of your surroundings. Noticing things like cluttered walkways, loose cords, or festive decorations can help you avoid unexpected trips or falls, especially in unfamiliar places. Dim lighting in hallways and crowded areas can make hazards harder to spot, so move with care and watch for unsecured rugs, floor mats, or potential spills as you enjoy the celebration.

Fire and Electrical Safety

A cozy holiday atmosphere often includes soft lighting, glowing candles, and sometimes a crackling fireplace. As a guest, stay mindful of open flames and avoid placing personal items near candles or the fireplace. If you notice damaged electrical cords or overloaded outlets, give them space, avoid touching them, and notify the host.

Weather-Related Hazards

When the weather outside is less than cheerful, leaving a party can potentially be dangerous. Be cautious on icy or wet driveways, walkways, and steps. Wear footwear with good traction and hold handrails when able. Inside, watch for wet or slick floors when walking to help prevent slip and fall injuries.

Drinking With Caution

Holiday celebrations often include festive beverages, but being mindful of alcohol consumption is an important part of holiday party safety. Never feel pressured to drink more than you are comfortable with, and be aware of how alcohol may affect your balance, judgment, and awareness of your surroundings. If you plan to drink, arrange for a safe ride home in advance, such as a designated driver or rideshare service, so that you and others are not put in harm’s way.

Looking Out For Yourself and Loved Ones

If you are injured or involved in an accident while attending a holiday gathering, please know that Fielding Law is here to help. You can reach out to us at 833.88.SHARK for a free consultation. Our caring team can take care of the legal details, giving you the space to focus on healing and finding peace of mind.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 17, 2025
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Are you Eligible for Emotional Distress?

By Personal Injury

Understanding Emotional Distress

Emotional distress goes beyond normal ups and downs. It is deep emotional pain caused by someone else’s negligence and actions. Not sure if the emotional impact of an event qualifies as emotional distress? This step-by-step guide can help you determine if you may have a claim.

Step 1: Assess the Emotional Impact

Did the event cause emotional harm beyond what is considered normal?

Yes→ Continue to Step 2

Not really → You may not meet eligibility, but consult a lawyer

Step 2: Identify Symptoms

  • Are you experiencing any of the following symptoms?
  • Anxiety or fear
  • Depression or sadness
  • Humiliation or embarrassment
  • Anger or frustration
  • Trauma from witnessing or experiencing a harmful event

Yes → Continue to Step 3

Not really → You may not meet eligibility, but consult a lawyer

Step 3: Identify the Cause

Was your emotional distress caused by someone else’s actions, negligence, or intentional behavior?

Yes → Continue to Step 4

Not sure → A lawyer can help you evaluate

Step 4: Consider Severity and Documentation

Are your emotional responses affecting your daily life, relationships, or well-being? Do you have documentation, such as medical records or therapy notes, to support your claim?

Yes → Likely eligible for an emotional distress claim

Not really → May be difficult to claim, but a lawyer can review your situation

If your answers suggest emotional distress, act quickly to protect your rights. At Fielding Law, our team understands the impact of emotional suffering and can guide you every step of the way. Contact us at 833.88 SHARK for your free consultation to see if you are eligible to build a case.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 16, 2025
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Front of a car showing mostly the headlight

Injured in an Accident but Already Involved in Another Claim

By Personal Injury

Understanding Multiple Accident Injury Claims

Being hurt in one accident is overwhelming, but suffering injuries while you already have an open case adds new challenges. A multiple accident injury claim arises when a person experiences two or more accidents within a short time, and the injuries overlap.

Insurance companies often use this as a tactic to reduce or deny fair compensation. They may argue that your injuries came from the earlier incident, not the new one, or that you are exaggerating symptoms. This situation requires careful legal and medical documentation.

How Common Are Multiple Accident Cases?

Accidents happen more often than many people realize. According to the National Highway Traffic Safety Administration (NHTSA), there were more than 6.4 million police-reported crashes in the United States in 2022. Many victims experience more than one crash in their lifetime, sometimes only months apart.

In fact, research shows:

  • About 30 percent of people involved in a car accident will be involved in another within three years.

  • The Centers for Disease Control and Prevention (CDC) reports that over 2.1 million people are injured in motor vehicle accidents annually, meaning a significant number of those victims could face a second accident while still recovering.

These numbers highlight why a multiple accident injury claim is more common than most people expect.

Challenges with Multiple Accident Claims

When a second accident happens, several issues may arise:

  • Causation disputes: Insurance adjusters may argue over which accident caused your injuries.

  • Medical overlap: Back, neck, and head injuries are common in both accidents, making it difficult to separate the damage.

  • Pre-existing injuries: Even if you were recovering, insurers may claim your condition existed before the second crash.

  • Delayed recovery: A second accident can worsen healing, leading to longer treatment and higher medical bills.

California and Arizona Laws to Know

Both California and Arizona are fault based states, meaning the person responsible for an accident may be liable for damages. Both states also follow pure comparative negligence rules, so compensation can be reduced if you are found partially at fault. Even if you are 90 percent responsible, you may still recover 10 percent of your damages.

In a multiple accident injury claim, these laws impact how damages are divided. For example, if the first accident caused a back injury and the second worsened it, each at-fault driver’s insurer may argue about how much responsibility they should bear.

Steps to Protect Your Claim

If you are in a second accident while your first claim is still open, you can take steps to protect yourself:

  1. Seek medical treatment immediately and explain both accidents to your doctor. This creates a clear record of how the new accident affected your injuries.

  2. Contact a personal injury attorney who can coordinate both claims and prevent insurers from pushing responsibility onto each other.

  3. Notify both insurance companies but avoid detailed statements until you speak with an attorney.

  4. Keep consistent medical documentation, including notes on how your pain, mobility, or daily activities changed after the second crash.

Why Hire Fielding Law

Handling one claim is stressful enough, but managing two overlapping cases is even more complex. Insurance companies may try to minimize your injuries, delay your case, or deny payment altogether.

At Fielding Law, our attorneys understand how to navigate a multiple accident injury claim in both Arizona and California. We work closely with medical professionals to document your injuries, challenge insurance company tactics, and pursue the compensation you deserve.

We believe in treating clients with kindness, clarity, and professionalism. If you were injured in an accident while already involved in another claim, call 833.88.SHARK today for a free consultation.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 15, 2025
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red car decorated for a christmas road trip

College Road Trip Safety Guide for Winter Break

By Car Accident, Personal Injury

As the holidays approach, the roads begin to fill with students and other travelers heading home to be with family. On top of the increased traffic, winter weather can make driving conditions more dangerous—with snow-packed, wet, and slick roads becoming more common. What might seem like a simple or routine trip home could take a turn for the worse if caution is not taken.

Pre-Trip Preparation

To stay safe and prepared, students should bring along a few of these handy essentials and be sure to share their route and estimated arrival time with someone they trust.

  • Emergency kit – Include jumper cables, a flashlight, a blanket, snacks, first aid supplies, and water bottles
  • Spare tires – Make sure your spare tire is aired up, and if used previously, purchase a new one
  • Gravel or kitty litter – Can help provide traction if your car gets stuck on ice or snow

Stay Focused Behind the Wheel

Long drives can make it challenging to stay alert. Students can use these tips to stay focused and safe on the road:

  • Set their navigation and playlists before hitting the road to stay focused from the start
  • Silence phone notifications to limit distractions while driving
  • Avoid eating or reaching for items so full attention stays on the road
  • Never drive drowsy – take breaks every two hours to rest and recharge
  • Remember: drowsy driving is considered impaired driving in both California and Arizona

Carpooling and Safety

Many students carpool to save money or make the trip more enjoyable. To stay safe, keep these quick tips in mind:

  • Take turns driving regularly to prevent fatigue
  • Make sure seatbelts are fastened so everyone is protected
  • Set expectations early about phone use and music before hitting the road

Handling a Car Accident on the Way Home

It is heartbreaking for parents when the excitement of welcoming their college students home for the holidays turns into worry after an accident. At Fielding Law, we provide a simple, step-by-step guide for handling minor car accidents to help make the experience a little less stressful. We encourage college students and all drivers to print these guides and keep them in their glove compartments for peace of mind on the road.

We Want You to Be Safe

At Fielding Law, we care deeply about keeping families safe and together during the holidays. If students ever experience injuries while traveling, know that we are here to guide and support you through every step of recovery. Contact us at 833.88.SHARK for your free consultation today.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 12, 2025
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3 teal colored gift boxes

Fielding Law Holiday Gift Guide

By Burn Injury, Catastrophic Injury, E-Bikes and E-Scooters, Motorcycle Accident, Personal Injury, Skate & Skateboarding Accident

Holiday shopping is exciting, but many popular gifts carry hidden risks. This holiday gift guide helps families in California and Arizona choose gifts safely and avoid injuries. Understanding product safety, age rules, and potential risks can prevent accidents and give peace of mind this season.

E Bikes

E bikes remain a top gift this year. In California, riders must be sixteen or older to use Class 3 e bikes. Helmets are required for anyone under eighteen and for all Class 3 riders. Check battery certification because defective batteries can catch fire. In Arizona, e bikes follow bicycle rules, but local cities may add age or helmet requirements. Riders can also face risks if drivers act carelessly. Choosing a certified model reduces injury risks.

Electric Scooters

Electric scooters are popular with teens and adults. Riders should wear helmets, follow speed limits, and use protective gear. Defective brakes, steering issues, or battery problems can lead to falls or injuries. Property owners may also be responsible if unsafe sidewalks contribute to accidents. Families should include electric scooters in their safety review when using this holiday gift guide.

Red Light and LED Beauty Masks

Red light masks have gained popularity for skin care, but they can cause burns or eye injuries. People with light-sensitive conditions or certain medications may react badly. Always choose FDA-cleared devices, follow the instructions, and use eye protection. Adding safety considerations makes these gifts safer for loved ones.

Drones

Drones are fun for filming and photography, but they require careful use. FAA rules require registration for heavier drones. Keep the drone in line-of-sight, avoid flying over people, and follow privacy rules. A crash or malfunction can injure someone, and the manufacturer or operator may be responsible. Including drones in this holiday gift guide reminds families to balance fun with safety.

Hoverboards and Self-Balancing Boards

Hoverboards remain popular but cause many injuries. Only UL 2272 certified boards are safe. Riders must wear helmets and follow all instructions. Battery fires, falls, and structural defects can lead to serious injuries and product liability claims. This holiday gift guide highlights hoverboards as gifts that require careful supervision.

Weighted Blankets

Weighted blankets promote relaxation, but using blankets that are too heavy can harm children. Follow recommended weight guidelines. Poorly designed or mislabeled blankets may cause injuries. Families should consider these points when selecting gifts from this holiday gift guide.

Portable Generators

Generators are useful, but they can be dangerous. Never operate a generator indoors or in poorly ventilated areas. Carbon monoxide, electrical shocks, and fire risks increase when people ignore instructions. Including generators in a holiday gift review highlights safety for family and friends.

Electric Skateboards

Electric skateboards offer speed and fun, but they carry fall risks. Riders should wear helmets and protective gear. Defective brakes, wheels, or motors can cause injuries, and following local traffic rules reduces danger. This holiday gift guide reminds families to supervise younger or inexperienced riders.

Hover Shoes and Segway-Style Boards

Self-balancing shoes are trendy, but falls are common if the device malfunctions. Helmets and safety gear are essential. Parents should supervise inexperienced riders closely. Including hover shoes in a gift guide helps prevent accidents.

Laser or Light-Based Toys

Laser pointers and light-based toys can cause eye injuries. Only certified, age-appropriate devices are safe. Never point lasers at people or vehicles. Adding laser toys to the holiday gift guide ensures families are aware of potential risks.

Why Hire Fielding Law

Even the safest gifts can cause injuries if a product fails or someone acts carelessly. Fielding Law helps families in California and Arizona understand their rights and take action. Our team provides clear guidance, compassionate support, and professional representation.

If you or a loved one is injured by a product or unsafe gift, call 833.88.SHARK or contact Fielding Law for help.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 11, 2025
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holiday decor on a table with glasses and plates

Legal Tips After Holiday Accidents

By Car Accident, Personal Injury, Premises Liability, Slip or Trip and Fall, Wrongful Death

Legal Tips After Holiday Accidents

The holiday season brings joy, gatherings, and festive celebrations, but it also increases the risk of accidents. Slippery walkways, crowded stores, and decorations can create hazards for visitors and shoppers. When injuries occur, understanding your legal options is essential.

Property Owner Liability

Property owners have a duty to maintain a safe environment for guests and visitors. This includes clearing ice and snow, promptly addressing spills, and removing tripping hazards. If an accident occurs due to a property owner’s negligence, they may be held responsible for resulting injuries. This is especially important during the holidays when foot traffic is higher than usual.

Dealing with Insurance

After a holiday accident, insurance companies often become involved. Property owners’ insurance may cover medical expenses and damages, but navigating claims can be challenging. To protect your case, consider these steps:

Proper documentation strengthens your case and ensures you receive fair compensation.

When to Contact an Attorney

Not every accident requires legal representation, but contacting a holiday accident lawyer early can protect your rights. An attorney can evaluate your case, help communicate with insurance companies, and determine if the property owner was negligent. Legal guidance is especially important if injuries are severe, if the insurance company delays or denies your claim, or if liability is disputed.

Why Hire Fielding Law

Fielding Law has extensive experience helping clients injured due to negligent property owners. We provide compassionate guidance, aggressive representation, and thorough support from start to finish. Our goal is to help you focus on recovery while we handle the legal process. If you or a loved one was injured in a holiday accident, do not wait. Contact Fielding Law at 833.88.SHARK today to discuss your case.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 10, 2025
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Someones fist punching red metal

Commonly Asked Questions About Assault in Personal Injury

By Assault, Personal Injury

What Qualifies Something as Assault?

Assault occurs when someone intentionally causes another person to fear imminent harm. This does not always require physical contact. Threats or actions that make someone reasonably fear injury can qualify as assault under the law.

What Is the Definition of Assault to Injury?

In a personal injury context, assault refers to acts that lead to physical or emotional harm. The law allows victims to seek compensation for injuries resulting from the assault, including medical expenses, therapy, and pain and suffering.

Is Assault the Same as Physical Harm?

Not always. While assault can involve physical harm, it may also involve threats or attempted harm that causes fear. Physical harm may classify the act as battery, which often accompanies assault in personal injury cases.

What Qualifies as Physical Assault?

Physical assault includes any intentional act that causes bodily injury, such as hitting, slapping, pushing, or using an object to inflict harm. These actions can be grounds for a personal injury claim.

What Are the Three Elements of Assault?

To prove assault in most jurisdictions, three elements must be established:

  1. An intentional act by the defendant

  2. The victim’s reasonable fear of imminent harm

  3. The ability to carry out the threatened act

What Type of Injury Is Assault?

Assault injuries can be physical, emotional, or psychological. Victims may suffer bruises, broken bones, stress, anxiety, or post-traumatic stress disorder (PTSD).

What Are the Injuries of Assault?

Common injuries include:

  • Cuts, bruises, or contusions

  • Broken bones or sprains

  • Emotional trauma or anxiety

  • Long-term psychological effects

What Would Be Classified as Assault?

Any action that intentionally threatens or causes harm to another person, creating fear of immediate injury, can be classified as assault.

Does Assault Fall Under Personal Injury?

Yes. Assault in personal injury allows victims to pursue compensation for both physical and emotional damages. Legal claims focus on the harm caused and the defendant’s liability.

What Are the Three Degrees of Assault?

Some states categorize assault into three degrees based on severity:

  1. Simple assault: minor injuries or threats

  2. Aggravated assault: use of a weapon or intent to cause serious injury

  3. Felony assault: severe injuries or attacks on certain protected individuals

Which Type of Injuries Are Considered Simple Assault?

Simple assault typically involves minor physical injuries, such as bruising, or may involve no physical injury at all, as long as there is a reasonable threat of harm.

How Much Can You Get for Suing Someone for Assault?

Compensation depends on the severity of injuries, medical bills, emotional trauma, and lost wages. Every case is unique, so amounts vary widely.

Can You Get Money From Someone Who Assaulted You?

Yes. If the assailant is liable and has resources or insurance, a personal injury claim can provide financial recovery for medical costs, therapy, and other damages.

What Evidence Is Needed for an Assault Case?

Strong evidence can include:

  • Medical records documenting injuries

  • Photos or videos of the incident

  • Witness statements

  • Police or incident reports

  • Any communication or threats from the assailant

Is It Worse to Be Charged With Assault or Battery?

Assault and battery are different legal concepts. Assault usually involves threats or fear of harm, while battery involves actual physical contact. Severity varies depending on the case and jurisdiction.

Is It Worth Suing Someone With No Money?

Even if the defendant lacks assets, pursuing a claim can provide documentation for insurance purposes or future claims. Each case should be reviewed with a personal injury attorney.

Does an Assault as Defined in a Policy Require a Physical Injury?

Not always. Some insurance policies cover assault claims even without physical injury, focusing on fear, emotional distress, or threats of harm.

Why Hire Fielding Law for Assault in Personal Injury?

Navigating an assault personal injury case can feel overwhelming. At Fielding Law, we guide clients through every step, providing support, knowledge, and advocacy. From documenting your injuries to negotiating fair compensation, our team is committed to helping victims recover physically, emotionally, and financially. Call 833.88.SHARK to speak with our team today.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 8, 2025
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Insurance adjuster sitting at desks with headsets on

How to Handle Insurance Adjusters After an Injury

By Car Accident, Personal Injury

If you have been injured, insurance adjusters may contact you soon after your accident. While they may seem helpful, it is important to understand that their goal is to protect the insurance company’s interests—not yours. Knowing how to handle these conversations can protect your rights and your claim.

What Is the Role of Insurance Adjusters?

Insurance adjusters investigate injury claims for insurance companies. They gather information about your accident and injuries to decide how much the insurance company should pay. They may ask detailed questions or request a recorded statement. It is important to be cautious and avoid saying anything that might harm your case.

Be Careful With What You Say

Do not admit fault or minimize your injuries when talking to an insurance adjuster. Simple statements like “I am fine” or “It was my fault” can be used to reduce or deny your claim. Instead, give only basic facts and avoid discussing details of the accident or how you feel.

Avoid Giving Recorded Statements Without Legal Advice

Insurance companies often request recorded statements. These can be risky because your words can be misunderstood or taken out of context. Before providing any recorded statement, contact a personal injury lawyer. A lawyer from Fielding Law can help protect your interests and guide you through the process.

Why Contact Fielding Law?

At Fielding Law, we understand the pressure injured clients face from insurance companies. Our experienced attorneys handle all communication with insurers for you. We focus on getting you the compensation you deserve for your medical bills, lost income, and pain and suffering. We are here to support you every step of the way.

Keep Records of All Communication

Make sure to document all calls, emails, or letters from insurance companies. Write down dates, times, and details of what was discussed. This information can be crucial if your claim faces challenges or if you need to take legal action.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

December 5, 2025
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