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Tina Westveer

Several vehicles on a Los Angeles freeway with the hills in the background

Who Pays When Multiple Parties Are Liable?

By Car Accident, Personal Injury, Premises Liability, Product Liability, Slip or Trip and Fall, Wrongful Death

What Is Joint and Several Liability?

In certain situations, when multiple parties are responsible for causing harm, one defendant might be required to pay the full amount of damages, even if others share some of the responsibility. This is known as joint and several liability. If one defendant pays the entire amount, they may later seek reimbursement from the other responsible parties. This legal concept can greatly impact how damages are divided in a personal injury case.

How Does Joint and Several Liability Work?

When more than one defendant is involved in an injury, the court determines the level of responsibility for each. If a defendant is found to be “jointly and severally” liable, they may be ordered to pay the full compensation to the injured party. This can happen regardless of the level of fault the defendant shares with others.

For example, imagine a car accident where two drivers are at fault. If one of the drivers has limited insurance or assets, the other may be required to cover all damages. Once the paying defendant covers the full amount, they may seek reimbursement from the other responsible parties.

How Does This Impact Your Case?

In cases where joint and several liability applies, the injured party may receive full compensation for their injuries, even if one defendant cannot pay. However, this legal structure places the burden on the paying defendant to pursue others for their fair share.

It is crucial to work with a legal team who understands how joint and several liability can affect your compensation. If multiple parties are involved in your injury, your attorney can help ensure that you are compensated fairly and guide you through the complexities of this type of case.

Why Hire Fielding Law?

At Fielding Law, we have the knowledge and experience to navigate complex liability issues. Whether your case involves one responsible party or several, we are here to advocate for your rights and ensure you get the compensation you deserve.

Our empathetic team takes the time to understand the unique details of your situation, helping you every step of the way. Fielding Law is dedicated to your success and will work tirelessly to secure the best outcome for you.

If you have questions about your case or need expert legal representation, call 833.88.SHARK today. We are here to help.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 29, 2025
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Fielding Law logo in a baseball outline

Fielding Law Brings Energy to UCI vs UCLA Baseball Broadcast

By Firm News and Celebrations, In the Community
Ryan Cooper, Clark Fielding, and Mark Roberts in the broadcast booth for UCI vs UCLA game

(Left to Right) Ryan Cooper, Clark Fielding, Mark Roberts

This season, Fielding Law celebrates its third year as proud sponsors of UCI Baseball, continuing to support the Anteaters and their athletic achievements. But this time, the sponsorship goes beyond just supporting the team – it is about sharing the excitement and passion of the game. During the UCI vs UCLA baseball game, Clark Fielding (aka Clark the Shark) and former UCI outfielder Ryan Cooper (senior attorney) teamed up with famed announcer Mark Roberts in the broadcast booth for an unforgettable experience.

With Clark and Ryan at the helm, the broadcast was filled with vibrant game analysis, inside stories from their playing days, and a deep love for baseball. Their shared history with UCI Baseball added a personal touch, bringing fans closer to the action. Ryan, now a Senior Attorney at Fielding Law, provided a wealth of knowledge about the game and discussed the grit it takes to play at the college level.

Fielding Law logo on a baseball with UCI vs UCLA Baseball April, 22,2025. Youtube thumbPlay Video

UCI Baseball Connections and Fielding Law

The connection between Fielding Law and UCI Baseball runs deep. In addition to Ryan, Zeke Bellino, a former UCI catcher, is also a key part of the Fielding Law team. Zeke, now the Lead Case Resolution Specialist at the firm, brings his own unique insights to the table. The shared bond of UCI Baseball makes this partnership even more special, creating a dynamic between the legal team and the athletic community that is truly unparalleled.

Fielding Law’s Commitment to Excellence

Just as Clark and Ryan brought their passion for the game to the broadcast booth, Fielding Law brings that same energy and fight to your injury claim. With experienced attorneys like Ryan Cooper, dedicated professionals like Zeke Bellino (Lead Case Resolution Specialist), and the leadership of Clark Fielding, the firm is committed to providing compassionate and skilled legal representation for those who have been injured due to negligence.

At Fielding Law, we believe in rising together, both in the courtroom and in the community. Whether it is supporting UCI Baseball or advocating for clients in need, we stand by our commitment to excellence.

Part of the Fielding Law team at the UCI vs UCLA Baseball game

Part of the Fielding Law team at the UCI vs UCLA baseball game. (Click to view our video)

Why Choose Fielding Law?

  • Experienced Attorneys: Our attorneys bring years of legal expertise to the team, ensuring top-notch representation.

  • Personalized Support: As UCI alumni, we understand the importance of community and offer personalized support to every client.

  • Track Record of Success: With a legacy of fighting for our clients and securing favorable outcomes, we know what it takes to win.

If you or someone you know has been injured due to negligence, contact Fielding Law today at 833.88.SHARK for a free consultation. Let us fight for your rights and help you get the justice you deserve.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 28, 2025
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hand holding a phone that reads Car Insurance Co. View Policy

Is a Digital Insurance Card Valid in California?

By Car Accident

Car insurance is required for all drivers in California. If you are pulled over or involved in an accident, you must provide proof of insurance. But does that proof have to be a physical card, or can you use a digital version?

The good news is that California law allows drivers to show proof of insurance in either physical or digital form.

Digital Proof of Insurance is Accepted

California law recognizes electronic proof of insurance. This means you can show your insurance card on a smartphone or tablet. Most insurance companies offer mobile apps where you can access your policy details.

As of October 2022, 49 states and Washington, D.C., accept digital proof of auto insurance instead of a printed ID card. The only state that still requires a physical copy is New Mexico.

Traveling with Digital Insurance

If you plan to drive outside California, it is important to understand California car insurance requirements and how they compare to other states. When traveling through New Mexico, you should carry a printed copy to avoid any issues. Additionally, some rental car companies may require a physical insurance card, so having both options available is recommended.

Benefits of Digital Insurance Cards

  • Convenience – No need to carry a paper card

  • Easy Access – Available on your phone at any time

  • No Risk of Loss – Unlike a physical card, you cannot misplace a digital version

When You Might Need a Physical Copy

Although digital proof is legal in most places, some situations may still require a paper copy. Certain rental car companies and auto repair shops may ask for a physical insurance card. Keeping a printed copy in your glove box is a good idea.

Why Hire Fielding Law

If you have been in an accident and are facing insurance complications, Fielding Law can help. Our team understands California car insurance requirements and will fight for your best outcome. Contact us today at 833.88.SHARK for a free consultation.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 28, 2025
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Desert road with a red truck on it with a sharp turn ahead road sign

Understanding Road Signs: A Guide for Drivers

By Bicycle Accident, Car Accident, E-Bikes and E-Scooters, Motorcycle Accident, Pedestrian Accident

Road signs are an essential part of every driver’s journey. They help keep us safe, informed, and aware of the rules of the road. While the general purpose of road signs remains the same across the United States, California and Arizona have specific road signs designed to address the unique conditions and needs of each state. Understanding these signs is crucial not only for safety but also for avoiding legal trouble.

Types of Road Signs in California and Arizona

Both California and Arizona follow federal guidelines for road signs, but you will find some distinctive signs in each state due to differences in traffic laws, weather conditions, and road infrastructure. Let’s break down ten common signs you will encounter in these states.

bike use full lane road sign

1. Bikes May Use Full Lane

This sign allows cyclists to take up the full lane, especially when it is too narrow or unsafe for them to ride at the edge. California, with its many bike-friendly cities like San Francisco and Los Angeles, often uses this sign to ensure that cyclists have the room they need to stay safe. Arizona, known for its beautiful desert roads, uses this sign as well to protect cyclists from being squeezed by larger vehicles.

Why It Matters:

  • Protects cyclists from being squeezed by cars and trucks.
  • Helps both drivers and cyclists understand their rights on the road.

watch for motorcycles road sign2. Watch for Motorcyclists

This sign reminds drivers to stay alert for motorcycles, which may be harder to see in traffic. Motorcycles are especially prevalent in California, where riders enjoy scenic routes along the Pacific Coast Highway, and Arizona, known for its popular routes like Route 66.

Why It Matters:

  • Raises awareness of the presence of motorcycles, ensuring safer driving for all.
  • Helps reduce accidents caused by drivers failing to notice bikers in traffic.

pedestrian crossing road sign

3. Pedestrian Crossing

Both California and Arizona feature Pedestrian Crossing signs to remind drivers to be cautious and yield to pedestrians at crosswalks. In urban areas like Los Angeles or Phoenix, these signs are especially important as more people walk due to traffic congestion.

Why It Matters:

  • Protects pedestrians by alerting drivers to slow down.
  • Promotes safer streets in busy cities with high foot traffic.

no bikes on sidewalk road sign4. No Bikes on Sidewalk

California and Arizona both utilize No Bikes on Sidewalk signs to protect pedestrians. Riding bikes on sidewalks can create dangerous situations where pedestrians and cyclists share space, particularly in crowded areas.

Why It Matters:

  • Protects pedestrians from bike accidents.
  • Encourages cyclists to use bike lanes or roads for a smoother, safer ride.

merge ahead road sign

5. Merge Ahead

One of the most common signs in both states, Merge Ahead, warns drivers that lanes will be merging. California’s heavy traffic and Arizona’s scenic routes make this sign a necessity, especially on highways and interstates.

Why It Matters:

  • Alerts drivers to prepare for lane changes.
  • Reduces accidents caused by sudden merging.

slippery when wet road sign6. Slippery When Wet

In California, especially in mountain regions, and Arizona, where sudden rainstorms can occur, the Slippery When Wet sign is essential for alerting drivers to hazardous road conditions. This sign is often posted on bridges, hills, and roads prone to slickness after rain.

Why It Matters:

  • Helps drivers adjust their speed and driving behavior in wet conditions.
  • Prevents accidents caused by slippery surfaces.

no u turn road sign

7. No U-Turn

While this sign may seem simple, it is essential for reducing dangerous traffic maneuvers, especially in busy urban areas. Both California and Arizona use No U-Turn signs to prevent drivers from turning around in restricted areas, such as intersections or highways.

Why It Matters:

  • Prevents accidents caused by drivers attempting illegal U-turns.
  • Maintains smoother traffic flow.

construction ahead road sign8. Construction Zone

Construction Zone signs are common throughout California and Arizona, particularly in growing urban areas and on highways undergoing repairs. These signs warn drivers to reduce speed and drive cautiously in areas with construction activity.

Why It Matters:

  • Protects construction workers and drivers.
  • Reduces accidents caused by speeding in work zones.

sharp turn ahead road sign9. Sharp Turn Ahead

California’s mountain highways and Arizona’s desert routes are often filled with sharp curves. The Sharp Turn Ahead sign gives drivers a heads-up to slow down and adjust their driving.

Why It Matters:

  • Helps drivers navigate tricky turns safely.
  • Prevents accidents in areas with poor visibility or sharp corners.

animal crossing road sign10. Animal Crossing

In both California and Arizona, you will find Animal Crossing signs, especially in rural and mountainous areas. These signs alert drivers to the potential for wildlife, such as deer or cattle, to cross the road.

Why It Matters:

  • Protects both wildlife and drivers.
  • Reduces accidents caused by collisions with animals on the road.

Why Road Signs Matter in California and Arizona

Ensuring Road Safety for All
Road signs are designed to protect not just drivers, but cyclists, pedestrians, and motorcyclists as well. In states like California and Arizona, where different types of vehicles share the road, these signs are critical for reducing accidents.

Legal Compliance
In both states, failing to comply with road signs can result in fines, traffic violations, or worse, accidents. Being aware of what each sign means ensures that you drive within the law and avoid costly mistakes.

Navigating Unique Road Conditions
From California’s coastal routes to Arizona’s desert highways, both states have unique driving conditions. Road signs help drivers navigate these conditions safely, from warnings about high winds to signs indicating the presence of wildlife.

Stay Safe, Stay Informed

Whether you are a resident or a visitor in California or Arizona, understanding road signs is essential for safe and responsible driving. Be sure to familiarize yourself with these and other signs to protect yourself, your passengers, and other road users. Always drive with caution and respect for the rules of the road.

If you are ever involved in an accident due to a misunderstanding or failing to adhere to road signs, reach out to Fielding Law for expert legal guidance. Our experienced team is here to ensure your rights are protected on the road.

Call 833.88.SHARK for a free consultation today!

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 25, 2025
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Attorney sitting at desk writing notes about a case during a consultation

10 Questions to Ask Before Hiring an Attorney

By Personal Injury

When facing a legal issue, choosing the right attorney can make all the difference. During your consultation, it is essential to ask the right questions to understand the attorney’s experience, approach, and compatibility with your needs. Here are the top 10 essential questions to ask before hiring an attorney:

1. What is Your Experience with Cases Like Mine?

Ask about the attorney’s experience handling cases similar to yours during the attorney consultation. A seasoned attorney will have the knowledge and skills needed to navigate the complexities of your legal issue.

2. Are You a Specialist or Generalist?

Understanding whether the attorney specializes in your type of case or is a generalist can impact the quality of legal representation you receive. A specialist is likely to provide more targeted and effective counsel during your attorney consultation.

3. How Long Have You Been Practicing Law?

Experience often correlates with expertise. In your attorney consultation, inquire about how long the attorney has been practicing law. This will help you understand their proficiency and ability to handle your specific case.

4. Are There Alternative Ways to Solve My Legal Problem?

An attorney who offers alternative dispute resolution options such as mediation or arbitration may help you find more efficient solutions. Be sure to discuss these possibilities during your attorney consultation.

5. What is Your Approach to Handling Cases?

It is important to understand an attorney’s approach to handling cases. Will they be hands-on and communicative throughout the process? During your attorney consultation, ask about their strategy and how they will keep you informed.

6. Can You Provide Client References or Case Results?

Ask for references or past case results during your attorney consultation to assess the attorney’s success rate and credibility. Seeing how they have helped other clients can give you confidence in their ability to handle your case.

7. What Are Your Fees and Payment Structure?

Clarifying fees during your consultation ensures you understand the costs involved. Make sure to ask about hourly rates, retainer fees, and any additional charges to avoid surprises.

8. How Will You Keep Me Updated on My Case?

Effective communication is key. In your consultation, ask how often you will receive updates on your case and through which communication channels (email, phone, in-person meetings).

9. What Is the Expected Timeline for Resolving My Case?

During your consultation, inquire about the expected timeline for your case’s resolution. While every case is different, understanding the general timeframe helps you manage your expectations.

10. Who Will Work on My Case?

It is important to know who will be handling your case, from the primary attorney to support staff. During your attorney consultation, ask about the team members who will be involved and their specific roles.

Bonus Question: Have You or Your Team Ever Faced Disciplinary Action?

Ask about any disciplinary actions or ethical complaints during your attorney consultation. This ensures that you are working with a trustworthy professional.

Can You Explain the Potential Outcomes and Risks of My Case?

A good attorney will provide a realistic assessment of your case’s potential outcomes and risks. This is an essential part of your attorney consultation to help you understand what you can expect from the process.

Why Hire Fielding Law?

At Fielding Law, we believe the right attorney can make a significant difference in the outcome of your case. Our team of experienced professionals is committed to achieving the best possible results for our clients. During your attorney consultation, we will provide personalized legal guidance, transparent communication, and relentless advocacy.

Choosing Fielding Law means choosing a trusted partner who will fight tirelessly for your rights and interests. Our caring and empathetic approach ensures that we not only represent you but also support you through every step of the legal process.

Ready to get started? Contact Fielding Law today at 833.88.SHARK for a free, no-obligation attorney consultation, and take the first step toward resolving your legal issue with confidence.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 24, 2025
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Person walking on pavement. Close up on the shoes

15 Most Asked Questions for Slip and Fall Injuries

By Personal Injury, Premises Liability, Public Entity, Slip or Trip and Fall

Slip and fall injuries can happen anywhere, from a grocery store to a friend’s home. If you sustain an injury in a slip and fall accident, you may have many questions about your rights and how to handle the situation. We’ve answered 15 frequently asked questions to guide you through this process.

1. What is a slip and fall injury?

A slip and fall injury happens when someone slips, trips, or falls on someone else’s property due to unsafe conditions. These accidents can lead to serious injuries, including broken bones, sprains, or head trauma.

2. Who is responsible for my slip and fall?

If the property owner, manager, or tenant failed to maintain a safe environment, they may be responsible for your injuries. Liability depends on the specifics of the accident.

3. What should I do after a slip and fall?

Immediately seek medical attention, even if you think your injuries are minor. Report the accident to the property owner or manager. Also, document the scene with pictures and witness contact information.

4. Can I file a lawsuit for a slip and fall?

Yes. If the property owner was negligent in maintaining their property, you may be entitled to compensation for your injuries, medical bills, and lost wages.

5. Do I need a lawyer for a slip and fall case?

While you can file a claim on your own, hiring a personal injury attorney ensures you protect your rights and receive the maximum compensation possible.

6. How long do I have to file a slip and fall claim?

Most states allow two years for filing a slip and fall claim. However, if the accident occurred on property owned by a public entity, you may have a shorter time frame to file your claim. Acting quickly can preserve important evidence and strengthen your case.

7. What evidence do I need for a slip and fall case?

Gather photographs of the accident scene, medical records, witness statements, any accident reports to support your case, and contact Fielding Law at 833.88.SHARK to get you the support you need.

8. Can I still get compensation if I was partially at fault?

Yes, you can still receive compensation if you were partially at fault. However, your compensation may decrease based on your percentage of fault.

9. How are slip and fall cases settled?

Many slip and fall cases settle outside of court through negotiations with the property owner’s insurance company. If the parties cannot reach a settlement, the case may go to trial.

10. What kind of damages can I recover?

You may recover compensation for medical expenses, pain and suffering, lost wages, emotional distress, and permanent disabilities resulting from the accident.

11. What if the property owner denies responsibility?

If the property owner denies responsibility, you may need to prove their negligence using witness testimony, photographs, and expert analysis. An experienced attorney can help gather the necessary evidence.

12. How long will my slip and fall case take?

The duration of your case depends on factors such as the complexity of the situation and whether the case settles. It may take months or even years to resolve.

13. What if my slip and fall injury was caused by a wet floor?

If the floor was wet due to a failure to mark a hazard or clean up a spill, the property owner may be liable for your injuries. Document the wet floor condition immediately after the fall.

14. Can I file a claim if I slipped on ice?

Yes, property owners are responsible for clearing ice and snow from walkways. If they fail to do so, you may have a case.

15. What are common slip and fall injury types?

Common injuries from slip and fall accidents include sprains, fractures, head injuries, back injuries, and shoulder injuries. These injuries often require extensive medical treatment and rehabilitation.

Why Hire Fielding Law?

At Fielding Law, we understand the physical, emotional, and financial toll slip and fall injuries can take. Our experienced team is dedicated to fighting for your rights and helping you recover the compensation you deserve.

We take the time to understand your case and work tirelessly to ensure you receive the support you need throughout the legal process. Fielding Law is committed to securing the best possible outcome for you, so you can focus on your recovery.

If you have sustained a slip and fall injury, call 833.88.SHARK today. Let us help you get back on your feet.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 23, 2025
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An elderly couple in a convertible car

Elderly Drivers and Cognitive Health

By Car Accident, Catastrophic Injury, Wrongful Death

As people age, their ability to drive safely can be impacted by mild cognitive impairment (MCI) or other age-related changes. While many older adults can still drive safely, studies show that cognitive decline can increase risks on the road. According to the National Highway Traffic Safety Administration (NHTSA), drivers aged 65 and older were involved in 20% of all fatal traffic crashes in 2022. Understanding these risks is critical to keeping everyone safe.

How Cognitive Impairment Impacts Driving

Driving requires quick decision-making, focus, and coordination. Mild cognitive impairment can affect:

  • Reaction Time: Slower responses to traffic signals or sudden hazards.
  • Memory: Difficulty remembering routes or understanding road signs.
  • Judgment: Poor decisions in high-stress situations, such as merging or navigating intersections.

Recognizing these signs early can help families address potential dangers before accidents occur.

Testing and Awareness for Elderly Drivers

Recent studies suggest that routine testing for cognitive decline could be beneficial for elderly drivers. These tests may help identify those at higher risk of causing accidents. Recommendations include:

  • Regular screenings during Medicare visits.
  • Discussions between families and healthcare providers about driving safety.
  • Adjustments to driving habits, such as avoiding night driving or busy highways.

When an Accident Happens

Unfortunately, not all risks can be prevented. If an elderly driver causes or is involved in an accident, the consequences can be severe, including:

  • Injuries to pedestrians or other drivers.
  • Extensive medical bills and vehicle damage.
  • Emotional trauma for all parties involved.

Why Hire Fielding Law

At Fielding Law, we understand the complexities of accidents involving elderly drivers. Our experienced team is here to help you navigate the legal process with compassion and care. We work tirelessly to secure the compensation you deserve, whether for medical bills, lost wages, or emotional suffering.

If you or a loved one has been involved in an accident caused by or involving an elderly driver, call Fielding Law at 833.88.SHARK for a free consultation. Let us handle the legal side so you can focus on recovery.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 22, 2025
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Empty courtroom with multiple black chairs and wooden pews

How Can My Case Have Multiple Defendants?

By Car Accident, Personal Injury, Premises Liability, Product Liability

Understanding Multiple Defendants in a Case

When you file a personal injury claim, more than one party may be responsible for your injuries. In these cases, multiple defendants can be named in a lawsuit, each playing a role in the damages you have suffered. Understanding how this works can help you build a strong case and pursue fair compensation.

Situations Where Multiple Defendants May Apply

There are several situations where multiple defendants could be held accountable for your injuries. Identifying all liable parties ensures you receive the compensation you deserve.

Car Accidents Involving Multiple Parties

In a multi-car collision, more than one driver may share responsibility. For example, if one driver runs a red light while another is speeding, both could be liable for your injuries. Establishing fault requires a thorough investigation, including reviewing accident reports and witness statements.

Premises Liability Cases

If you suffer an injury at a business or on private property, multiple parties could be responsible. For example, a property owner and a third-party maintenance company might both contribute to hazardous conditions, such as an unmarked wet floor or faulty handrails.

Product Liability Claims

When defective products cause injuries, multiple defendants may include the manufacturer, distributor, and retailer. Each party involved in the supply chain could have played a role in producing or selling a dangerous product.

Workplace Injuries Involving Third Parties

Work-related injuries are not always the sole responsibility of an employer. If faulty equipment or negligence from a third-party contractor contributed to the injury, both the employer and the third party may be liable.

How Liability is Determined

Liability in cases with multiple defendants depends on comparative negligence or joint and several liability:

  • Comparative Negligence: Each party is assigned a percentage of fault, and damages are awarded based on these percentages.
  • Joint and Several Liability: One defendant may be required to pay the full amount of damages, even if others also share responsibility. The paying defendant can then seek reimbursement from the other liable parties.

Why Hire Fielding Law?

Handling a case with multiple defendants requires a skilled legal team. At Fielding Law, we thoroughly investigate every aspect of your case to hold all responsible parties accountable. Our team is dedicated to securing the compensation you deserve. Call us today at 833.88.SHARK to discuss your case.

If your case involves multiple defendants, knowing how liability is determined can help you understand your legal options. Seeking legal guidance from experienced attorneys can make a significant difference in achieving a successful outcome.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 21, 2025
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Decoding E-Bike Rights

Decoding E-Bike Rights: Navigating Misinformation After an Injury

By Bicycle Accident, E-Bikes and E-Scooters

E-bikes have transformed urban commuting, offering a convenient and eco-friendly way to travel. However, many riders do not realize that standard insurance policies often fail to cover e-bike accidents. At Fielding Law, we believe every rider deserves to understand their E-Bike Rights and take the necessary steps to stay protected.

Insurance Gaps: Do Not Assume You Are Covered

Standard auto and homeowner insurance policies rarely include e-bike accidents, leaving many riders without financial protection. Fielding Law urges riders to explore supplemental insurance options designed specifically for e-bikes. By securing the right coverage, you can avoid unexpected financial burdens after an accident.

Understanding Liability in E-Bike Accidents

Establishing fault in an e-bike accident can be complicated, but it is essential. Fielding Law’s skilled personal injury attorneys investigate every case thoroughly to determine liability. Whether another rider, a motorist, or a defective bike part caused the accident, we fight to ensure you receive fair compensation.

Legal Protections: Know Your E-Bike Rights

Unlike traditional vehicle operators, e-bike riders often lack critical legal protections. Fielding Law works tirelessly to bridge this gap, advocating for fair treatment and just compensation for injured riders. Every commuter, regardless of their mode of transportation, deserves equal legal support.

Why Hire Fielding Law?

If you have suffered an e-bike injury, Fielding Law is here to help. Our dedicated legal team combines expertise with compassion, ensuring you receive the support and representation you need. We guide you through insurance challenges, fight for your E-Bike Rights, and work toward the best possible outcome for your case.

Call 833.88.SHARK today for expert legal guidance. Ride with confidence, knowing your rights are protected.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 18, 2025
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two people sitting in a car filling out an insurance claim

Pay for Insurance, Get Penalized for Using It

By Car Accident, Personal Injury

Insurance companies have mastered the art of convincing people they need insurance. Whether it is auto, home, health, or another form, the message is clear: You need this protection. Without it, you are exposed to risk. You are practically forced to get insurance for your car, house, and even your health, often at high monthly premiums.

But here is the kicker: once you actually need to use your insurance, you are told that filing an insurance claim could raise your rates. In essence, they take your money to protect you, but when you need them most, they warn you to back off. It is a frustrating and ridiculous situation that puts consumers in a tough spot.

The Insurance Trap: Protecting Profits, Not People

So, why do insurance companies do this? The answer is simple: profit. Insurance companies profit by collecting premiums and not paying out claims. The longer they can keep your money and avoid paying you, the better it is for their bottom line. This creates a system where people are afraid to file claims. They fear a rate increase, even though they have been paying for years.

This fear is not unwarranted. Insurance companies often raise premiums after you file a claim. Even legitimate claims lead to higher rates. This creates a culture of anxiety around the thing that was supposed to protect us—our insurance. You are penalized for using the service you pay for. This makes the entire process feel like a scam.

The Consequences of Avoiding Filling an Insurance Claim

At Fielding Law, we see clients hesitate to open claims because they fear an increase in premiums. This is where the insurance industry’s double standard shows its ugly side. People pay premiums for years, sometimes decades, only to find out the protection they were promised is not easily accessible.

Avoiding claims can lead to financial and physical consequences. If you do not open a claim after an accident or injury, you risk your health and finances. Medical bills pile up, and without proper compensation, you could end up paying for something that was never your fault.

The Bottom Line: Use Your Insurance, Do Not Let Them Gaslight You

At Fielding Law, we want you to know that you should use your insurance when you need it. You have already paid for that protection, and you deserve to be covered when something goes wrong. Do not let the insurance industry scare you into believing that using your benefits will result in outrageous rate hikes or worse. If your insurance company tries to penalize you for filing a claim, you have rights. We are here to fight for them.

Understanding Your Legal Rights in Insurance Claims

When it comes to insurance claims, both California and Arizona have laws in place to protect consumers from unfair rate hikes after filing a claim.

In California, Prop 103 and Insurance Code § 1861.02 provide important protections. Under Prop 103, insurance companies are prohibited from raising premiums due to the filing of a claim unless the claim is for a specific type of loss or risk. This helps prevent insurance companies from unfairly penalizing you just for using the coverage you’ve paid for.

In Arizona, the law under A.R.S. § 33-931 ensures that an insurance company cannot cancel or non-renew a policy, or increase premiums due to the filing of a claim in certain situations. This law is designed to protect policyholders from being punished for needing the protection they’ve been paying for.

Why Hire Fielding Law?

At Fielding Law, we help individuals who have been injured due to the negligence of others understand their legal rights after an injury. Whether you are dealing with mounting medical bills, missed work, or pressure from an insurance company, our attorneys are here to guide you. Do not hesitate to reach out if you feel you are being unfairly penalized for filing a claim. We will help you navigate the legal process and fight for the compensation you are entitled to.

Contact us at 833.88.SHARK and let us make sure you get the justice and compensation you are entitled to.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

April 17, 2025
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