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Arizona is known for its monsoon season, which brings heavy rains and flash flooding. Many drivers underestimate the power of floodwaters, leading to dangerous—and sometimes fatal—situations. To discourage reckless behavior, Arizona enforces the Stupid Motorist Law,” which holds drivers financially responsible if they ignore road closure signs and require rescue. While this law is meant to prevent reckless driving, it also presents unique dangers for motorists.

What Is Arizona’s “Stupid Motorist Law”?

Arizona Revised Statute §28-910, commonly known as the “Stupid Motorist Law,” applies to drivers who enter flooded roadways that have been marked with barricades or warning signs. If emergency responders must rescue the driver, they can be held financially responsible for the cost of the rescue.

The law aims to prevent unnecessary risks, protect first responders, and reduce taxpayer costs. However, it also presents unintended dangers for motorists.

What Are the Risks of the “Stupid Motorist Law”?

While the law encourages safer driving, it may also create unique dangers for motorists, including:

  • Hesitation During Emergencies: Some drivers may fear financial consequences and attempt to escape floodwaters on their own instead of calling for help, putting themselves in greater danger.
  • Misleading Road Conditions: Floodwaters can rise quickly, and a previously safe road may become impassable in seconds, trapping unaware drivers.
  • Potential Insurance Issues: Drivers who are deemed liable under this law may have difficulty getting their insurance to cover damages or rescue costs.
  • Legal Confusion: Some drivers may not realize they are violating the law if barricades have been moved or if a roadway appears passable at first glance.

What Happens If You Are Rescued Under the Law?

If you are rescued after driving through a barricaded flooded road, you may face:

  • Financial Penalties: You could be required to reimburse emergency services for the cost of your rescue.
  • Traffic Citations: You may receive a fine or other penalties for reckless driving.
  • Increased Insurance Rates: Your insurance provider may increase your premiums or deny coverage for vehicle damage.

How Can Drivers Avoid Violating the Law?

To stay safe and avoid liability under the “Stupid Motorist Law,” follow these precautions:

  1. Turn Around, Do Not Enter: Never drive through a flooded roadway, even if it looks shallow.
  2. Follow Weather Alerts: Arizona’s monsoon season can change conditions rapidly, so check for warnings before driving.
  3. Obey Road Closure Signs: If a road is barricaded, find an alternate route.
  4. Do Not Assume You Can Make It: Floodwaters can be deceptive—just six inches of moving water can knock an adult off their feet, and 12 inches can carry away a small car.
  5. Seek Higher Ground If Trapped: If floodwaters begin rising around your vehicle, leave the car and move to a higher, safe location if possible.

Why Hire Fielding Law?

Navigating Arizona’s traffic laws, including the “Stupid Motorist Law,” can be complicated—especially if you are facing fines, insurance disputes, or personal injury claims after a flood-related accident. At Fielding Law, we help motorists understand their rights and explore legal options after unexpected roadway incidents.

If you need legal guidance after a flood-related accident, contact Fielding Law at 833.88.SHARK for a free consultation.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

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