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Tina Westveer

Full Coverage Insurance insurance policy on a table with a calculator, money, and magnifying glass

Full Coverage Insurance Does Not Mean Full Protection

By Personal Injury

Many people believe that full coverage insurance protects them from all potential accidents and incidents. However, full coverage does not include every type of insurance protection you may need. It is important to understand the limitations of your policy and to consider additional coverage that can keep you fully protected.

What Does Full Coverage Insurance Include?

Typically, full coverage insurance includes three main components:

  • Liability Insurance: Covers damages and injuries to others if you are at fault in an accident.
  • Collision Insurance: Pays for damages to your own vehicle after an accident, regardless of fault.
  • Comprehensive Insurance: Protects against damage to your vehicle from non-collision events like theft, fire, or vandalism.

While these coverages are important, they do not account for every possible risk. Without additional policies, you could be left with costly expenses after an accident.

What Full Coverage May Not Include

Even with full coverage insurance, there are gaps in protection. Here are some types of coverage that are often missing:

  • Uninsured/Underinsured Motorist Coverage: If you are in an accident with a driver who has no insurance or insufficient coverage, this can help protect you from out-of-pocket expenses.
  • Medical Payments (MedPay) or Personal Injury Protection (PIP): Covers medical costs for you and your passengers, regardless of fault. Without these, you could be responsible for hefty medical bills.
  • Rental Car Coverage: Helps cover the cost of a rental car while your vehicle is being repaired after an accident.

These optional coverages can make a significant difference, and without them, you may not be as protected as you think.

Why You May Need More Coverage

Insurance policies should be tailored to your specific needs, and full coverage does not always provide that level of protection. If you are unsure about what your policy covers, it is a good idea to review it before an accident occurs. If you need help reviewing your insurance declaration page, feel free to email [email protected]. We can help you identify gaps in your coverage and recommend any additional protections you may need.

If you have already been in an accident, it is essential to act quickly. Contact Fielding Law by phone at 833.88.SHARK, email, or fill out our contact form to explore your legal options.

Why Hire Fielding Law

Fielding Law offers caring and capable legal assistance when it comes to navigating the complexities of insurance claims. Whether you are trying to understand your current coverage or dealing with an accident, our team is here to help. With our expertise, we can help ensure that your insurance covers all of your needs. Contact Fielding Law at 833.88.SHARK for a consultation today. We are committed to guiding you through the insurance process and protecting your rights.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 18, 2024
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Person eating while driving

The Risks of Eating or Drinking While Driving

By Car Accident, Personal Injury

Many drivers enjoy a coffee or snack while on the road. However, eating while driving accidents can be more dangerous than you might think. This seemingly harmless behavior can lead to serious accidents. At Fielding Law, we want to highlight the risks associated with eating or drinking while driving and offer advice on how to stay safe.

Food and Drinking Driving Risks

Eating or drinking while driving is a form of distracted driving. It can significantly impair your ability to focus on the road. Here are some reasons why this practice is risky:

  • Diverts Attention: Handling food or drinks requires taking your hands off the wheel and your eyes off the road. This reduces your ability to react quickly to unexpected situations.
  • Causes Distractions: Spills or dropped food can create distractions that lead to accidents. For instance, a hot coffee spill can cause severe burns and sudden loss of control.
  • Slows Reaction Time: Eating or drinking can slow your reaction time, making it harder to respond to sudden changes in traffic or road conditions.

Tips for Avoiding Distractions

To reduce the risk of accidents caused by eating or drinking while driving, follow these tips:

  • Eat Before You Drive: Make it a habit to have meals before starting your trip. This way, you can focus solely on driving.
  • Use Drive-Thru Services: If you need food or beverages, opt for drive-thru services where you can handle everything before you start driving.
  • Prepare Drinks Securely: If you must drink while driving, use a spill-proof container and keep it within easy reach to avoid distractions.
  • Plan Your Route: If you have a long journey ahead, plan breaks where you can stop and safely enjoy your food and beverages.

The Legal Consequences

In some cases, accidents caused by eating or drinking while driving can lead to legal consequences. If you are involved in an accident due to these distractions, you might be liable for damages. It is crucial to stay focused and avoid activities that divert your attention from driving.

Why Hire Fielding Law?

At Fielding Law, we understand how devastating accidents caused by distractions like eating or drinking while driving can be. If you are injured or face legal issues due to such an accident, our compassionate and capable team is here to help. We specialize in personal injury cases and are committed to securing the best possible outcome for you and your family. Trust Fielding Law to guide you through the process with care. Call 833.88.SHARK for a free consultation today.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 17, 2024
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Clark Fielding, top-rated Car Accident Lawyer in Orange County

Top-Rated Car Accident Lawyer in Orange County

By Car Accident, Firm News and Celebrations, Personal Injury

A car accident can disrupt your life in an instant. In Orange County, accidents are unfortunately common, and you may be left dealing with physical injuries, emotional distress, and financial losses. To navigate these challenges and recover the compensation you deserve, you need the help of a top-rated Orange County car accident lawyer.

Why You Need Legal Help After an Accident

Handling a car accident claim on your own can be overwhelming. Insurance companies may try to minimize your compensation or deny your claim entirely. A knowledgeable Orange County car accident lawyer will:

  • Investigate the accident, collect key evidence, and determine fault
  • Negotiate with insurance companies to get the settlement you deserve
  • Assist with recovering compensation for medical bills, lost income, property damage, and pain and suffering
  • Represent your best interests if your case goes to court

Having the right legal representation is crucial to ensuring you receive the compensation you are entitled to after an accident.

What to Do After a Car Accident in Orange County

If you have been in a car accident, taking the right steps immediately can make a big difference in your case. Here’s what you should do:

  1. Check for Injuries: Make sure everyone is safe and call 911 if there are any injuries.
  2. Gather Information: Exchange insurance and contact information with the other driver.
  3. Take Photos: Document the scene, including damage to all vehicles, skid marks, and any visible injuries.
  4. File a Police Report: Contact the police to file an official accident report, which will help support your claim.
  5. Seek Medical Attention: Even if you do not feel hurt right away, it is important to see a doctor, as some injuries may not show symptoms immediately.
  6. Notify Your Insurance Company: Report the accident to your insurance provider, but be cautious about making any statements until you speak to an attorney.
  7. Contact a Lawyer: The sooner you reach out to an Orange County car accident lawyer, the better your chances of building a strong case. Contact Fielding Law for a free 24/7 consultation at 833.88.SHARK.

Following these steps will help protect your rights and increase your chances of recovering the compensation you need.

Common Causes of Car Accidents in Orange County

Many car accidents occur due to driver negligence. Common causes include:

If another driver’s careless actions caused your accident, you have the right to seek compensation for your losses.

How Fielding Law Can Help You

At Fielding Law, we have years of experience representing car accident victims in Orange County. Our team knows how to navigate the legal system and can guide you through the complex process of filing a claim, negotiating with insurance companies, and fighting for your rights in court if necessary.

We understand how stressful life can become after a car accident. You can rely on us to handle the legal details, giving you the time and energy to focus on your recovery. Our personalized approach ensures you receive the best possible outcome for your case.

Why Choose Fielding Law

When you choose Fielding Law, you are choosing a dedicated legal team that truly cares about your well-being. We will fight aggressively to make sure you are compensated fairly for your injuries, lost wages, and other damages. Contact Fielding Law at 833.88.SHARK today to schedule a free consultation. We are here to help you through every step of the process, ensuring that your rights are protected and you receive the support you need.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 16, 2024
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Two people talking about the personal injury lawsuit process

What to Expect During the Personal Injury Lawsuit Process

By Personal Injury

Filing a personal injury lawsuit can seem overwhelming, especially when you are already dealing with the physical and emotional toll of an accident. Knowing what to expect during the process can bring you peace of mind and help you feel more confident about your case.

Step-by-Step Process of a Personal Injury Lawsuit

  1. Filing the Complaint
    • The process begins when your attorney files a complaint, a legal document that outlines your claims against the responsible party. This document is submitted to the court and starts the lawsuit.
  2. Discovery Phase
    • During discovery, both sides gather evidence to support their cases. This phase involves depositions, interrogatories (written questions), and requests for documents. It can take several months to complete depending on the complexity of the case.
  3. Negotiations and Settlement Talks
    • Many personal injury lawsuits settle before going to trial. Your attorney will negotiate with the insurance company or the defense to reach a fair settlement. If both sides agree, the case ends here.
  4. Trial (If Necessary)
    • If a settlement is not reached, the case goes to trial. A judge or jury will hear both sides and decide the outcome. Trials can last anywhere from a day to several weeks, depending on the case’s complexity.
  5. Receiving Compensation
    • If you win your case, you will be awarded compensation for things like medical bills, lost wages, and pain and suffering. However, before you receive the full amount, any liens (such as medical liens) and attorney’s fees will be deducted. What remains will then be awarded to you. Depending on the case, the responsible party may appeal the decision, which could extend the process.

How Long Does a Personal Injury Lawsuit Take?

The length of a personal injury lawsuit depends on many factors, such as the case’s complexity and the willingness of both sides to negotiate. Some cases settle in a few months, while others can take years if they go to trial. Your attorney will keep you informed at each step, ensuring you know what to expect.

Why Hire Fielding Law?

At Fielding Law, we understand the stress and uncertainty that come with a personal injury lawsuit. Our compassionate and highly capable team is here to guide you through each stage of the process, ensuring your rights are protected, and you receive the compensation you deserve. You do not need to navigate the legal system alone—Fielding Law is here to support you every step of the way. Contact us at 833.88.SHARK to schedule a free consultation today.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 16, 2024
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Jack-o-lantern with candy and streamers

Halloween Safety Tips to Avoid Injuries

By Burn Injury, Car Accident, Pedestrian Accident, Personal Injury, Slip or Trip and Fall

Stay Safe This Halloween

Halloween is a time for fun and festivities, with children and adults alike dressing up in costumes, attending parties, and trick-or-treating. However, the excitement of the holiday can sometimes lead to unexpected injuries. Ensuring safety should be a top priority for everyone participating in Halloween activities. We will discuss important Halloween safety tips to help you and your loved ones avoid common injuries during Halloween. Following these guidelines lets you enjoy a fun and safe Halloween night. And remember, if you do experience an injury due to negligence, Fielding Law is here to assist you.

Costume Safety

  • Avoid Long Costumes: Long costumes can cause tripping. Ensure costumes are the right length.
  • Use Flame-Resistant Materials: Check that costumes are made of flame-resistant materials.
  • Visibility: Add reflective tape to costumes for better visibility in the dark.

Trick-or-Treating Safety

  • Adult Supervision: Ensure children are accompanied by an adult.
  • Stay on Sidewalks: Avoid walking on streets. Use sidewalks and crosswalks.
  • Inspect Treats: Check all treats for tampering before consumption.

Home Safety

  • Clear Walkways: Remove obstacles from walkways to prevent tripping.
  • Light Up Your Home: Ensure your home is well-lit to prevent accidents.
  • Pet Safety: Keep pets away from trick-or-treaters to avoid any mishaps.

Why Hire Fielding Law

Halloween should be a time of joy and celebration, not worry and injury. By following Halloween safety tips, you can protect yourself and your loved ones. However, despite taking precautions, accidents can still happen. If you or a loved one suffers an injury, Fielding Law is here to help. Our experienced attorneys will:

  • Investigate Thoroughly: We gather all necessary evidence to support your claim.
  • Handle All Communications: We manage negotiations with insurance companies.
  • Maximize Your Compensation: We fight to ensure you receive full compensation for your injuries.

Contact us at 833.88.SHARK for a free consultation. Let us handle the legal complexities while you focus on recovery.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 15, 2024
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Scales of Justice on a desk. Comparative Liability in California

Understanding Comparative Liability in California

By Assault, Bicycle Accident, Boating Accident, Car Accident, Dog / Animal Bite, Pedestrian Accident, Personal Injury, Personal Watercraft (PWC) Accident, Skate & Skateboarding Accident, Slip or Trip and Fall, Train Accident, Truck Accident

Accidents often involve multiple parties, and determining who is responsible can be complex. California follows the legal principle of comparative liability, also known as comparative negligence, to allocate fault among all parties involved. Understanding how this system works is crucial if you are involved in a personal injury case. It could significantly affect the amount of compensation you are entitled to receive.

What Is Comparative Liability?

Comparative liability is the legal concept that divides responsibility for an accident based on each party’s degree of fault. Instead of assigning full blame to one person, fault is shared based on how much each party contributed to the accident. This system is especially important in cases involving car accidents, slip-and-falls, or any other incident where more than one party may have played a role.

How Comparative Liability Works in California

California follows a system of pure comparative negligence, which means that even if you are partially at fault for an accident, you can still recover damages. However, your compensation will be reduced by your percentage of responsibility. For example:

  • If you are 30% at fault for a car accident and your damages amount to $100,000, you would still be eligible to receive $70,000.

This system allows injured parties to seek compensation even if they share some blame, which makes it more flexible than other states that have stricter thresholds for fault.

Why Is Comparative Liability Important in Your Case?

Comparative liability can have a significant impact on the outcome of your personal injury claim. Here is why it matters:

  1. Reduced Compensation: The more responsibility you bear, the less compensation you can recover. For example, if you are found to be 50% at fault, your damages will be cut in half.
  2. Disputed Fault: The other party’s insurance company may try to assign more blame to you to reduce the amount they have to pay. Having an attorney can help ensure that the division of fault is fair.
  3. Complex Legal Issues: Determining liability often involves thorough investigations and legal arguments. It is essential to have a skilled attorney who understands California’s laws and how to navigate these complexities.

What Should You Do If Comparative Liability Affects Your Case?

If comparative liability becomes a factor in your case, it is important to take these steps:

  • Gather Evidence: Collect all evidence related to the accident, including photos, police reports, witness statements, and medical records. This will help establish the facts and your degree of fault.
  • Do Not Accept Fault Prematurely: Insurance companies may pressure you to accept more responsibility than is fair. Speak with an attorney before making any statements.
  • Seek Legal Representation: An experienced attorney at Fielding Law can evaluate your case, negotiate with insurance companies, and ensure that fault is assigned accurately and fairly.

Why Trust Fielding Law?

At Fielding Law, we have extensive experience in handling personal injury cases involving comparative liability in California. We understand how insurance companies operate and are skilled in protecting your rights when multiple parties are at fault. Our team will work with you every step of the way to ensure that you receive the compensation you deserve, even if you share some responsibility for the accident.

Do not let an unfair distribution of fault reduce your financial recovery. Fielding Law is here to fight for you and help you through the legal process with compassion and capability. Contact us today at 833.88.SHARK to discuss your case with our dedicated team.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 14, 2024
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Food on a plate.

Legal Rights for Food Poisoning Claims

By Personal Injury

Food poisoning can be a distressing experience. It often results from contaminated food or beverages, leading to serious health issues. If you have suffered from food poisoning due to someone else’s negligence, you may have legal rights. Understanding these rights is essential for seeking compensation through food poisoning claims for your pain and suffering.

Signs of Food Poisoning

Food poisoning symptoms can vary in severity and may include:

  • Nausea
  • Vomiting
  • Diarrhea
  • Abdominal cramps
  • Fever

If you experience these symptoms after eating at a restaurant or consuming a product, it is crucial to seek medical attention. Keeping records of your symptoms and medical treatment will be beneficial for any potential food poisoning claims.

Your Rights After Food Poisoning

As a victim of food poisoning, you may be entitled to compensation for your injuries through food poisoning claims. This can include:

  • Medical expenses
  • Lost wages
  • Pain and suffering
  • Emotional distress

To build a strong case, it is essential to establish that the food or beverage you consumed was contaminated due to negligence. This could involve gathering evidence, such as:

  • Receipts from the restaurant or store
  • Medical records documenting your symptoms
  • Photos of the contaminated food
  • Witness statements

Steps to Take After Food Poisoning

If you believe you have suffered from food poisoning, consider the following steps. First, seek medical attention to ensure your safety and get appropriate treatment. Next, document everything related to your experience. Keep a record of your symptoms, medical visits, and any communications with the food provider. This documentation can be critical in supporting your claim. Lastly, consult an attorney to understand your legal options and receive guidance on how to proceed.

Why Choose Fielding Law?

At Fielding Law, we understand the impact food poisoning can have on your life. Our team is committed to providing compassionate and capable legal assistance to victims. We will guide you through the process of filing a claim and help you seek the compensation you deserve. If you or a loved one has experienced food poisoning due to negligence, do not hesitate to reach out. Contact Fielding Law today at 833.88.SHARK to talk about your case and get the support you need.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 11, 2024
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trick or treaters on front steps

Common Halloween Injuries and How to Prevent Them

By Burn Injury, Car Accident, Pedestrian Accident, Personal Injury, Slip or Trip and Fall

Halloween is a cherished holiday filled with fun, but it also comes with its own set of risks. Each year, many people find themselves dealing with injuries that could have been avoided with a little extra caution. Whether you are preparing costumes, decorating your home, or taking the kids trick-or-treating, it is essential to be aware of potential hazards. Explore some of the most common Halloween injuries and provide practical tips on how to prevent them, ensuring that your Halloween is both enjoyable and safe.

Avoid Common Halloween Injuries

1. Slip and Fall Accidents
  • Clear Pathways: Ensure walkways and steps are free of obstacles.
  • Use Proper Lighting: Keep your home and yard well-lit to prevent tripping.
  • Wear Appropriate Footwear: Choose sturdy, comfortable shoes for trick-or-treating.
2. Burns and Fire-Related Injuries
  • Use LED Candles: Replace traditional candles with LED lights in pumpkins.
  • Check Costume Materials: Ensure costumes are made from flame-resistant fabrics.
  • Supervise Open Flames: Keep a close watch on any open flames, including fire pits.
3. Traffic Accidents
  • Stay Visible: Use reflective tape and carry flashlights while trick-or-treating.
  • Cross Streets Safely: Always use crosswalks and look both ways before crossing.
  • Drive Carefully: Be extra cautious when driving, especially in residential areas.

Why Hire Fielding Law

If you or a loved one is injured this Halloween, Fielding Law can provide the legal assistance you need. Our dedicated team will:

  • Provide Personalized Attention: We offer tailored legal strategies for your unique case.
  • Advocate Aggressively: We fight for the compensation you deserve.
  • Handle All Legal Aspects: From paperwork to negotiations, we manage everything.

Contact us at 833.88.SHARK for a free consultation. Let us handle the legal complexities while you focus on recovery.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 10, 2024
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Woman sitting at a desk on the phone. Contact an Attorney

Do I Have a Case?

By Car Accident, Personal Injury, Premises Liability, Wrongful Death

It is normal to wonder if your situation warrants legal action. Many people think they do not have a case, only to discover that they have more legal options than they realized. That is why it is important to contact an attorney even when you are uncertain. At Fielding Law, we approach each case with care, kindness, and the capability to help you understand your rights.

Why You Should Always Reach Out

You might believe that your case is too minor or that no one is at fault. However, an attorney can uncover aspects of your situation that you might not have considered. Here is why reaching out is essential:

Complex Legal Landscape: The legal system is full of intricate rules and procedures that can be overwhelming. An attorney can navigate these complexities on your behalf.

Hidden Liabilities: Sometimes, the responsible party is not immediately obvious, and an attorney can help identify who is truly at fault.

Unexpected Compensation: You may be entitled to compensation you were not aware of, which an attorney can help you pursue.

What Happens If You Do Not Contact an Attorney?

Not consulting with an attorney could lead to missed opportunities. Here are some potential risks:

  • Missed Legal Deadlines: Legal cases have strict time limits, and missing them can mean forfeiting your right to compensation.
  • Lowball Offers: Insurance companies may try to settle for less than you deserve, betting that you do not know your rights.
  • Incomplete Evidence: Without legal guidance, you might miss gathering important evidence that could strengthen your case.

Why Choose Fielding Law?

At Fielding Law, we are committed to helping our clients through every step of their legal journey. Our team combines professionalism with empathy, ensuring you receive the best possible representation. We understand how stressful legal situations can be, and we are here to provide support, guidance, and the expertise needed to secure the outcome you deserve. Fielding Law is dedicated to improving the lives of our clients with ethical and efficient legal representation.

Contact Us Today

Even if you are unsure whether you have a case, it is always a good idea to consult with an attorney. Fielding Law is ready to help you explore your legal options. Contact us at 833.88.SHARK to speak with our experienced and compassionate team today.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 9, 2024
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Woman and children at the aquarium

Injured at the Long Beach Aquarium

By Personal Injury, Premises Liability, Slip or Trip and Fall

Exploring the Long Beach Aquarium is usually a delightful experience, filled with fascinating marine life and engaging exhibits. However, accidents can occur, turning a fun outing into a distressing situation. If you are injured while visiting the aquarium, it is essential to understand the steps you need to take to protect your health and legal rights. We will guide you through the common causes of injuries, immediate actions to take, legal considerations, and how Fielding Law can assist you.

Common Causes of Injuries

The Long Beach Aquarium, like any public attraction, can present various risks. Common causes of injuries include:

  • Slip and Falls: Wet floors, spills, or uneven surfaces can lead to slip and fall accidents. High-traffic areas, especially around water features, can be particularly hazardous.
  • Accidents with Exhibits: Interactions with exhibits, such as touching tanks or moving displays, can sometimes result in accidents if the equipment is not properly maintained or if safety protocols are not followed.
  • Animal Encounters: While the aquarium generally ensures safe interactions, accidents can happen, especially if visitors get too close to enclosures or interact with animals in unintended ways.
  • Food and Beverage Areas: Spills or poorly maintained dining areas can lead to slip and fall incidents or other accidents.

Immediate Actions to Take

If you sustain an injury at the Long Beach Aquarium, taking the following steps is crucial:

  1. Seek Medical Help: Your health is the top priority. Seek immediate medical attention for your injuries. If the injury is severe, call 911 or ask aquarium staff for assistance. For minor injuries, visit an urgent care center or your primary care physician.
  2. Report the Incident: Notify aquarium staff about the incident as soon as possible. They need to document the occurrence, which can be vital for both your health records and any potential legal claims.
  3. Document the Scene: If you are able, take photos of the area where the injury occurred. Capture any hazards or conditions that contributed to the accident. Collect contact information from any witnesses who observed the incident.

Legal Considerations

Understanding the legal aspects of your situation can help you navigate the process of seeking compensation. Key considerations include:

  • Liability Issues: Determining who is responsible for the injury is crucial. Liability may fall on the aquarium if the injury resulted from their failure to maintain safety. Alternatively, third parties or other visitors could be at fault.
  • Negligence: If the aquarium’s negligence contributed to your injury, such as inadequate maintenance or lack of proper signage, they may be held responsible for damages.
  • Insurance Claims: The aquarium may have insurance coverage for accidents. Filing a claim may involve dealing with their insurance provider to seek compensation for your medical expenses, lost wages, and other damages.

Seeking Legal Advice

Consulting with a personal injury attorney can significantly benefit your case. A legal professional can help you:

  • Understand Your Rights: An attorney will explain your rights and the legal options available to you.
  • Navigate the Legal Process: They can guide you through the process of filing a claim, negotiating with insurance companies, and pursuing legal action if necessary.
  • Ensure Fair Compensation: A lawyer will work to secure the compensation you deserve for your medical expenses, pain and suffering, and any other related costs.

Why Choose Fielding Law?

At Fielding Law, we are dedicated to providing compassionate and effective legal support to those injured in public places like the Long Beach Aquarium. Our experienced attorneys offer personalized care, fighting with integrity and tenacity to ensure that you receive the support and compensation you need during this challenging time.

If you have been injured at the Long Beach Aquarium, contact us today at 833.88.SHARK or visit our Contact Us page for a free consultation. Let us help you navigate this difficult situation and advocate for your rights.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

October 8, 2024
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