After an accident, your instinct might be to apologize or take responsibility. However, most insurance companies explicitly instruct you not to admit fault. If you check the back of your insurance card, you may see a list of steps to follow after an accident. Among these steps, the directive to avoid admitting fault is common. But there is often one critical step missing: contacting an attorney.
The Reason Behind This Advice
Insurance companies emphasize not admitting fault because:
- Fault Requires Investigation: Determining who is responsible involves analyzing all evidence, including police reports, witness statements, and photos.
- Statements Can Be Used Against You: A casual apology might be misconstrued as an admission of liability. This could affect your claim, even if the other party was at fault.
By avoiding statements of fault, you protect yourself from unintentionally weakening your position.
What the Insurance Card Does Not Tell You
While insurance companies list helpful instructions, such as exchanging information and documenting the scene, they often leave out a vital step: calling an attorney immediately. Here is why this step matters:
- Protecting Your Rights
- Insurance adjusters may pressure you into making statements or accepting quick settlements that do not reflect the full extent of your damages. An attorney ensures your rights are protected.
- Guidance on Next Steps
- A lawyer can help you navigate the post-accident process, from dealing with insurance companies to gathering evidence for your claim.
- Preventing Mistakes
- Your attorney can advise you on what to say (and what not to say) when speaking with insurance adjusters or the other driver involved in the accident.
Download Our Printable Glove Box Accident Guide
Accidents can happen at any time, and having the right resources on hand is crucial. Download our printable glove box accident guide to keep in your car. It includes all the steps you need to take after an accident to protect yourself and your claim. Save it now, so you are prepared when you need it most.
Why Choose Fielding Law
After an accident, having the right legal representation can make all the difference. At Fielding Law, we provide compassionate, skilled assistance to ensure you are treated fairly and receive the compensation you deserve. Call us today at 833.88.SHARK for a free consultation.
Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.
