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Tina Westveer

Woman walking a dog

Understanding Pet Injury Compensation Claims

By Dog / Animal Bite

Experiencing an accident or injury can be traumatic. This distress multiplies when your beloved pet is also involved. In California, pet owners may seek compensation for their own injuries and for the harm suffered by their pets. An important legal appeal recognized that pet owners can recover compensation for “mental suffering” under California law. Here’s what you need to know if you and your pet have been injured.

Legal Grounds for Pet Injury Compensation

Pet owners can recover compensation for economic costs like veterinary bills and medication expenses. Recent legal developments have acknowledged the emotional distress pet owners suffer when their animals are harmed. Thus, you may be entitled to pet injury compensation for the emotional toll this has taken on you.

Proving Negligence

To pursue compensation for both your injuries and your pet’s, you must establish negligence by demonstrating the following four key elements:

  1. Duty of Care: The responsible party had a legal obligation to ensure the safety of others and their pets.
  2. Breach of Duty: The party failed to uphold this duty through action or inaction.
  3. Causation: The breach of duty directly led to the injuries sustained.
  4. Damages: Both you and your pet experienced physical or emotional harm as a result.

For claims of emotional distress damages, it is crucial to note that recovery requires proving not just negligence, but intentional or extreme conduct.

To strengthen your case, gather evidence such as medical and veterinary records, witness statements, and expert testimony.

Recoverable Damages

If you can prove negligence, you may be able to recover various types of damages, including:

  • Medical Expenses: Compensation for all medical treatments required due to the injury.
  • Veterinary Bills: Coverage for all veterinary care needed for your pet’s recovery.
  • Lost Wages: If your injuries required you to take time off work.
  • Emotional Distress for Pet Owners: Especially in cases where the injury to your pet has caused significant emotional trauma.

Why Hire Fielding Law?

Navigating the complexities of personal injury law, especially when pets are involved, can be challenging. Fielding Law offers caring, kind, and empathetic support, coupled with the capability and experience needed to handle these cases. Fielding Law‘s team will work to build a compelling case, handle communications with insurance companies, and advocate for your rights in court if necessary.

Protecting Your Rights After Pet Injuries

Being injured in an accident is a distressing experience, and when your pet is also affected, the emotional burden can be overwhelming. Understanding your legal rights and options for pet injury compensation in California can provide a path to recovery and justice for both you and your beloved companion. If you find yourself in such a situation, consulting with Fielding Law at 833.88.SHARK can make a significant difference in the outcome of your case.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 16, 2024
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couple together at a lakes edge. Loss of Consortium

Understanding Loss of Consortium in Personal Injury Cases

By Catastrophic Injury, Personal Injury, Wrongful Death

What Is Loss of Consortium?

Loss of consortium allows family members to seek compensation for the emotional and relational damages caused by a loved one’s serious injury or death. This claim recognizes the significant impact that such an event can have on relationships, especially between spouses, children, or other close family members.

Types of Losses Covered

Loss of consortium claims typically cover several areas:

  • Emotional Support: The companionship and emotional support the injured or deceased person provided.
  • Physical Affection: The loss of physical intimacy and affection within the relationship.
  • Financial Support: In some cases, the financial support provided by the injured person.

Who Can File a Loss of Consortium Claim?

Eligibility to file a loss of consortium claim depends on the relationship with the injured or deceased party:

  • Spouses: A spouse may file if their partner is seriously injured or killed.
  • Children: In wrongful death cases, children may seek compensation for losing a parent’s companionship.
  • Other Dependents: Other close family members may also be eligible in some cases.

How to Prove a Loss of Consortium Claim

To prove a loss of consortium claim, you must demonstrate how the injury or death impacted your relationship:

  • Testimonies: Provide personal testimonies about the changes in the relationship and the emotional impact.
  • Evidence of Changes: Document changes in family dynamics, emotional well-being, and daily life.
  • Medical and Expert Reports: Expert testimony may help illustrate the injury’s impact on family relationships.

Steps to Take If You Are Considering a Loss of Consortium Claim

If you believe you have a loss of consortium claim, follow these steps:

1. Consult with an Attorney

An attorney at Fielding Law can help you understand your rights and guide you through the legal process. Our team will evaluate your claim’s strength and help you seek the compensation you deserve.

2. Gather Evidence

Collect evidence showing the impact of the injury or death on your relationship. This may include personal testimonies, medical records, and other supporting documents.

3. File a Claim

Work with your attorney to file a loss of consortium claim as part of a larger personal injury or wrongful death case. Ensure that all relevant information is included and that the claim is filed on time.

Why Hire Fielding Law?

At Fielding Law, we are committed to helping families navigate loss of consortium claims. Our experienced team will fight for your rights and work to secure the compensation you deserve. Contact Fielding Law at 833.88.SHARK to discuss your case and explore your legal options.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 13, 2024
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rollerblading on streets

Injured Rollerblading on City Streets?

By Skate & Skateboarding Accident

Rollerblading through city streets can be an exhilarating way to get around and stay fit. However, the condition of roads and sidewalks can pose significant risks. Uneven pavement, potholes, and cracks can lead to serious injuries. Contact Fielding Law if you have been injured rollerblading on streets due to unkempt roads or sidewalks. Learning your legal rights and the steps you should take can help you navigate the aftermath.

Assessing the Situation: Who is Responsible?

When you are injured due to poorly maintained streets or sidewalks, determining who is responsible is key to pursuing compensation. In most cases, local government entities, such as cities or municipalities, are responsible for maintaining public roads and sidewalks. However, proving liability can be complex.

Public vs. Private Property

It is important to determine whether the accident occurred on public or private property. If the injury happened on public property, such as a city street or sidewalk, the local government is usually responsible. However, if the accident occurred on private property, the property owner may be liable for your injuries.

Notice of Hazard

To hold a government entity liable, you generally need to prove that they knew or should have known about the hazardous condition and failed to fix it within a reasonable time. This can involve showing that the defect had been present for a significant period or that similar complaints had been made in the past.

Steps to Take After an Injury

If you have been injured rollerblading on streets due to unkempt roads or sidewalks, taking the right steps immediately after the incident is crucial for protecting your legal rights.

1. Document the Scene – Take detailed photos of the area where the injury occurred, including any visible hazards such as cracks, potholes, or uneven pavement. This evidence can be crucial in proving the cause of your injury.

2. Seek Medical Attention – Even if your injuries seem minor, it is important to seek medical attention as soon as possible. A medical report will document your injuries and can serve as evidence if you decide to pursue legal action.

3. Report the Incident – Report the hazard to the appropriate city or municipal department responsible for road and sidewalk maintenance. This not only helps to create an official record of the incident but can also prompt repairs to prevent future injuries.

4. Consult with an Attorney – Navigating a claim against a government entity can be challenging due to specific legal requirements and deadlines. Consulting with an experienced personal injury attorney can help you understand your legal options and guide you through the process of filing a claim.

Why Hire Fielding Law?

At Fielding Law, we understand the challenges of pursuing a claim against a government entity after an injury caused by unkempt roads or sidewalks. Our team is dedicated to helping you navigate the legal landscape with empathy, expertise, and tenacity. In Lahra Welch v. City of Los Angeles, Fielding Law and Law Office of Maximilian Lee went up against the City of Los Angeles. We won a final verdict of $1.66 million for our client. If you have been injured while rollerblading due to hazardous conditions, contact Fielding Law at 833.88.SHARK to discuss your case and explore your legal options.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 12, 2024
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Person signing lowball insurance offer

Why Is My Insurance Offer So Low?

By Car Accident, Personal Injury

Receiving a lowball offer from your insurance company can be both frustrating and confusing. You might wonder why they are offering less than what you believe your claim is worth. However, understanding the reasons behind these low offers can help you navigate the claims process more effectively. With this knowledge, you can ensure you get the compensation you deserve. At Fielding Law, we are here to help you fight back against unfair offers with our caring and capable legal team.

Why Do Insurance Companies Lowball?

Insurance companies are businesses that aim to maximize their profits. Unfortunately, this often means offering claimants less than what their claims are worth. Here are some common reasons why your insurance company might give you a lowball offer:

  1. Protecting Their Bottom Line: Insurance companies make money by paying out as little as possible on claims. A low offer is often an attempt to settle your claim quickly and cheaply.
  2. Assuming You Will Accept: Insurance adjusters know that many people are unfamiliar with the claims process. They may count on you accepting the first offer without question.
  3. Downplaying the Severity of Your Injuries: The insurance company might argue that your injuries are not as severe as you claim. This tactic can lead to a lower offer.
  4. Challenging Liability: If the insurance company believes that you are partially at fault for the accident, they may reduce your compensation accordingly.
  5. Testing Your Patience: Insurance companies know that people need money quickly, especially after an accident. They might offer less, hoping you will accept out of financial necessity or frustration.

What Should You Do If You Receive a Lowball Offer?

If you receive a lowball offer, it is important not to accept it immediately. Instead, take the following steps:

  • Do Not Rush: Take your time to review the offer carefully. Do not feel pressured to accept it right away.
  • Gather Evidence: Collect all documentation related to your claim, including medical records, repair estimates, and any evidence that supports the extent of your damages.
  • Seek Legal Advice: Contact an attorney at Fielding Law. We can help you understand your rights and negotiate a fair settlement.

Why Choose Fielding Law?

At Fielding Law, we know how to handle insurance companies and their tactics. Our team is dedicated to helping you fight for the compensation you deserve. We understand the challenges you are facing and are here to guide you through the legal process with kindness, empathy, and unwavering capability. By choosing Fielding Law, you are choosing a firm that puts your needs first. We ensure that you are treated fairly and with respect.

Do not let a lowball offer from an insurance company dictate your financial future. Fielding Law is here to help you secure the compensation you deserve. Contact us today at 833.88.SHARK to discuss your case with our experienced and compassionate team.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 11, 2024
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Man walking by another man on an e-scooter

Injured in a Pedestrian vs E-Scooter Accident?

By E-Bikes and E-Scooters

As the use of electric scooters continues to grow, so does the risk of accidents involving pedestrians. If you have been injured in a pedestrian vs e-scooter accident, understanding your legal rights and the steps you can take to protect yourself is essential.

Legal Protections for Pedestrians

Pedestrians generally have more legal protections than e-scooter riders, particularly in areas where e-scooters are prohibited or where pedestrians have the right of way. Here are some important rights and responsibilities to keep in mind:

1. Right of Way

Pedestrians typically have the right of way on sidewalks and crosswalks. If a e-scooter rider fails to yield and causes an accident, the pedestrian may have a strong case for holding the rider liable.

2. Awareness and Vigilance

While pedestrians have the right of way, they must also exercise caution and be aware of their surroundings. Distracted walking, such as using a smartphone, can increase the risk of accidents and complicate liability issues.

3. Reporting the Accident

If you are involved in an accident with a e-scooter, it is important to report the incident immediately. Documenting the scene, gathering witness statements, and seeking medical attention are crucial steps in protecting your legal rights.

4. Pursuing Compensation

As a pedestrian, you may be entitled to compensation for medical bills, pain and suffering, and other damages. Legal recourse often depends on proving that the e-scooter rider acted negligently or recklessly.

Steps to Take After an Accident

Taking the right steps after an accident can significantly impact the outcome of your case:

1. Document the Incident

Take photos of the scene, any visible injuries, and the e-scooter involved. Obtain contact information from any witnesses and the e-scooter rider.

2. Seek Medical Attention

Even if your injuries seem minor, seek medical attention as soon as possible. A medical report will serve as important evidence if you decide to pursue legal action.

3. Consult with an Attorney

An experienced attorney can help you understand your legal rights and options. They can guide you through the process of filing a claim and pursuing compensation for your injuries.

Why Hire Fielding Law?

At Fielding Law, we are committed to helping pedestrians who have been injured in e-scooter accidents. Our compassionate and skilled team will fight for your rights with integrity and tenacity. If you have been injured in a pedestrian vs e-scooter accident, contact Fielding Law at 833.88.SHARK to discuss your case and explore your legal options.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 10, 2024
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Car driving on Arizona road

Essential Tips for Safe Driving in Arizona

By Car Accident, Motorcycle Accident, Truck Accident, Wrongful Death

Driving in Arizona can be an exciting experience with its scenic routes and diverse landscapes. However, it also comes with unique challenges that require special attention and preparation. Whether you are a resident or a visitor, safe driving in Arizona is crucial. Here are some essential tips to ensure a smooth and secure driving experience in the Grand Canyon State.

1. Prepare for the Heat

Arizona’s extreme heat, especially during the summer months, can take a toll on both drivers and vehicles. To stay safe:

  • Stay Hydrated: Always carry plenty of water for yourself and your passengers.
  • Vehicle Maintenance: Regularly check your vehicle’s coolant, oil levels, and tire pressure. Overheated engines and tire blowouts are common in hot weather.
  • Use Sun Protection: Keep sunshades in your car and wear sunglasses to reduce glare. Parking in the shade or using a sunshade can also protect your vehicle’s interior.

2. Be Cautious During Monsoon Season

Arizona’s monsoon season, typically from June to September, brings heavy rains, strong winds, and flash floods. These tips can help you navigate the roads safely:

  • Slow Down: Reduce your speed during heavy rain to prevent hydroplaning.
  • Avoid Flooded Areas: Never attempt to drive through flooded roads. Just a few inches of water can cause you to lose control of your vehicle.
  • Use Headlights: Turn on your headlights to improve visibility, but avoid using high beams, which can reflect off the rain and impair your vision.

3. Watch for Wildlife

Arizona’s diverse wildlife can be a hazard on the roads, especially in rural areas. Here is how to stay safe:

  • Stay Alert: Pay extra attention during dawn and dusk when animals are most active.
  • Use High Beams: In rural areas, use your high beams when there is no oncoming traffic to spot animals sooner.
  • Slow Down: Reduce your speed in areas known for wildlife crossings.

4. Understand Arizona’s Traffic Laws

Familiarizing yourself with Arizona’s specific traffic laws can prevent accidents and legal issues:

  • Photo Enforcement: Be aware that many intersections have red-light cameras. Running a red light can result in fines and points on your license.
  • Cell Phone Use: Arizona prohibits texting while driving. Hands-free devices are allowed, but it is best to minimize distractions.
  • Move Over Law: When approaching emergency vehicles stopped on the side of the road, you are required to move over a lane or slow down significantly.

5. Be Prepared for Desert Driving

Desert driving in Arizona can be beautiful but also hazardous. Keep these tips in mind:

  • Fuel Up: Gas stations can be sparse in remote areas. Always ensure you have enough fuel before embarking on long trips.
  • Carry Emergency Supplies: Keep an emergency kit in your car, including water, snacks, a first-aid kit, and tools.
  • Know Your Route: Cell service can be unreliable in remote areas. Have a physical map or download maps for offline use.

6. Defensive Driving

Practicing defensive driving is essential no matter where you are, but it is especially important in Arizona’s diverse driving conditions:

  • Maintain Safe Distances: Keep a safe distance from the vehicle in front of you to allow for sudden stops.
  • Use Turn Signals: Always signal your intentions to other drivers to prevent misunderstandings.
  • Stay Focused: Avoid distractions such as using your phone, eating, or adjusting the radio while driving.

Safe Driving in Arizona

Navigating Arizona’s roads requires a combination of preparation, awareness, and adherence to specific safety practices for safe driving in Arizona. By following these essential tips, you can enjoy the scenic drives and unique experiences Arizona has to offer while staying safe. If you ever find yourself in an accident or in need of legal assistance, know that you do not have to face it alone. Reach out to Fielding Law at 833.88.SHARK for compassionate and expert legal guidance tailored to your needs.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 9, 2024
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Fielding Law Shines in September Attorney Journal as Law Firm of the Month

By Personal Injury

At Fielding Law, our dedication to top-tier legal services has earned us recognition across California. We are proud to announce our feature in the September 2024 Attorney Journal of Orange County and the Attorney Journal of San Diego as Law Firm of the Month. These prestigious publications highlight our commitment to ethical and effective legal representation.

September 2024 Attorney JournalRecognition in the Legal Community

Our feature in these journals is a prestigious honor that highlights our commitment to excellence. The September 2024 issues of the Attorney Journal of Orange County and San Diego are dedicated to recognizing law firms that not only achieve outstanding results for their clients but also uphold the highest standards of the legal profession. Attorney Journal is well-respected within the legal community and is known for showcasing firms that demonstrate exceptional skill, and ethical practices.

What This Means for Our Clients

Being named Law Firm of the Month in the September 2024 Attorney Journal reflects our ongoing commitment to providing excellence. At Fielding Law, we emphasize delivering top-notch care and expertise in every case. This recognition highlights our dedication to professionalism, civility, and kindness—values that guide our daily practice. When you choose Fielding Law, you work with a team recognized for its commitment to integrity and effective legal representation. Trust us to handle your case with the attention and care it deserves.

Moving Forward with Excellence

Our recent features in the September 2024 Attorney Journal of Orange County and San Diego mark a milestone in our journey to better serve our clients. We are honored and will continue striving for excellence in every case. If you or a loved one needs legal assistance, you can contact Fielding Law today.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 6, 2024
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Dog laying down on the ground

Health Risks From Dog Bites

By Dog / Animal Bite

Dog bites can pose serious health risks, extending beyond immediate pain and injury. At Fielding Law, we understand the complexities of recovering from a dog bite and aim to provide the support you need to address these risks effectively.

Potential Health Risks From Dog Bites

  1. Infections: Dog bites can lead to bacterial infections. The most common bacteria involved are:
    • Pasteurella: Found in the mouths of many dogs and can cause serious infections.
    • Staphylococcus: Can lead to skin infections and, if left untreated, more severe complications.
    • Capnocytophaga: A rare but serious infection that can cause fever, chills, and septic shock.
  2. Rabies: Although rare in domestic dogs, rabies is a deadly virus transmitted through saliva. If the dog that bit you is unknown or unvaccinated, rabies treatment may be necessary.
  3. Tetanus: This bacterial infection affects the nervous system and can result from deep puncture wounds. Ensure that your tetanus vaccinations are up-to-date if bitten.
  4. Cat Scratch Fever: If a dog has been in contact with a cat, there is a small risk of contracting Bartonella henselae, the bacteria responsible for cat scratch fever, which can cause flu-like symptoms.
  5. Allergic Reactions: Some individuals may have severe allergic reactions to dog saliva or dander, which can exacerbate the bite injury and lead to more complications.

What to Do After a Dog Bite

  • Seek Medical Attention: Prompt medical evaluation is crucial. Clean the wound thoroughly and consult with a healthcare provider to assess the need for antibiotics, rabies shots, or other treatments.
  • Document the Incident: Keep detailed records of the bite, including photos of the wound and notes on medical visits and treatments.
  • Report the Bite: Inform local animal control authorities to ensure the dog is assessed for rabies and other health concerns.

Why Hire Fielding Law?

At Fielding Law, we provide empathetic and expert legal support for victims of dog bites. We understand the challenges and health risks from dog bites and are dedicated to helping you secure the compensation needed for medical care and recovery. Our team will work diligently to advocate for your rights and ensure you receive the best possible outcome.

If you or a loved one has been affected by a dog bite, contact us at 833.88.SHARK. We are here to offer the guidance and support you need during this difficult time.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 5, 2024
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Woman on the phone seeking Insurance claims advice

3 Things Accident Victims Should Avoid Saying

By Bicycle Accident, Car Accident, Dog / Animal Bite, Personal Injury, Slip or Trip and Fall, Train Accident, Truck Accident

Dealing with the aftermath of an accident can be overwhelming, especially when it comes to navigating insurance claims. What you say to an insurance adjuster can significantly impact your case, so it is crucial to approach these conversations with caution. At Fielding Law, we understand the complexities involved in handling claims and are here to provide expert insurance claims advice to guide you through the process. Here are three key things accident victims should avoid saying when dealing with insurance adjusters. adjusters.

1. Admitting Fault

One of the most important things to remember after an accident is not to admit fault or take full responsibility for the incident. Even if you believe you may have contributed to the accident, do not make any statements that could be interpreted as an admission of guilt. Insurance adjusters may use your words against you to minimize or deny your claim. It is best to let the investigation determine liability. Simply provide the necessary information and stick to the facts, avoiding any speculation about who is at fault.

2. Speculating on Injuries

After an accident, you may feel the need to discuss your injuries with the insurance adjuster. However, it is crucial to avoid speculating about the extent of your injuries. Instead, stick to the facts and only share what has been confirmed by medical professionals. Speculating can lead to misunderstandings or downplaying the severity of your injuries, which could impact the compensation you receive. Always wait for a thorough medical evaluation before discussing your injuries in detail.

3. Settling Too Quickly

It can be tempting to settle your claim quickly, especially if you are facing mounting medical bills or lost wages. However, accepting a settlement too soon can result in inadequate compensation that does not fully cover your damages. Insurance companies often aim to settle claims for the least amount possible, so it is essential to consult with a legal professional before making any decisions. An experienced attorney can help you understand the full extent of your damages, including long-term medical needs and other expenses, ensuring you receive fair compensation.

Protecting Your Rights After an Accident

Navigating insurance claims can be tricky, but being mindful of what you say to an insurance adjuster can help protect your rights and interests. Avoid admitting fault, speculating on your injuries, and settling too quickly. At Fielding Law, we are dedicated to supporting you through every step of the claims process. Our experienced attorneys are here to provide the guidance and representation you need to secure the compensation you deserve.

For personalized legal assistance with insurance claims advice, contact Fielding Law at 833.88.SHARK. We are committed to helping you navigate the complexities of insurance claims and ensuring you receive the justice and compensation you need to move forward.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 4, 2024
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clients meeting with attorney about Underinsured motorist protection

What to Do When Insurance Is Not Enough

By Personal Injury

An accident caused by someone else’s negligence can present significant challenges. But what happens when the at-fault party’s insurance policy does not cover all your expenses? Medical bills, lost wages, and vehicle repairs can quickly exceed policy limits. This may leave you with significant out-of-pocket costs. Fortunately, if you have underinsured or uninsured motorist protection, your own insurance policy may provide the additional coverage you need.

Understanding Insurance Policy Limits

Every auto insurance policy has limits, which are the maximum amounts the insurer will pay for covered losses. These limits are often set by state law and can vary widely. For instance, a driver may have a liability policy limit of $25,000 per person for bodily injury and $50,000 per accident. If your medical expenses and other damages exceed these amounts, the at-fault driver’s insurance will not cover the additional costs.

What Is Underinsured Motorist Protection?

Underinsured motorist (UIM) protection is a type of auto insurance coverage that helps protect you. This coverage is essential if you are injured in an accident caused by a driver whose liability insurance is insufficient to cover your damages. UIM coverage bridges the gap between the at-fault driver’s insurance payout and your actual expenses.

How Does Underinsured Motorist Protection Work?

Here is how UIM protection typically works:

  1. Determine the At-Fault Driver’s Policy Limit: After an accident, the at-fault driver’s insurance company will offer a settlement up to their policy limit. If this amount does not fully cover your expenses, you can file a claim with your own insurance company.
  2. File a UIM Claim: Once the at-fault driver’s insurance has paid up to its limit, you can make a UIM claim with your insurer. You will need to provide documentation of your expenses, such as medical bills, repair estimates, and proof of lost wages.
  3. Coverage Limitations: Your UIM coverage will have its own limits, separate from the at-fault driver’s insurance. These limits will dictate how much your insurance company will pay beyond the at-fault driver’s policy.
  4. Deductibles: Check your policy for any deductibles that may apply to UIM claims. A deductible is the amount you must pay out of pocket before your insurance coverage kicks in.

Why You Need Underinsured Motorist Protection

Underinsured motorist protection is crucial for several reasons:

  • Financial Security: It helps ensure that you will not be left financially vulnerable if the at-fault driver has inadequate insurance coverage.
  • Peace of Mind: Knowing that you have additional coverage can provide peace of mind, allowing you to focus on your recovery without worrying about unexpected expenses.
  • Comprehensive Coverage: UIM protection can cover a wide range of expenses, including medical bills, rehabilitation costs, lost wages, and even pain and suffering.

What About Uninsured Motorist Protection?

Uninsured motorist (UM) protection provides coverage if you are in an accident with a driver who does not have any insurance. UM coverage can also protect you in hit-and-run situations where the at-fault driver cannot be identified. It is important to note that UM and UIM coverages are often bundled together in a single policy.

Steps to Take After an Accident

If you are in an accident and the at-fault driver’s insurance is not enough to cover your expenses, follow these steps:

  1. Contact Your Insurance Company: Notify your insurer about the accident and the inadequacy of the at-fault driver’s coverage.
  2. Gather Documentation: Collect all relevant documents, including medical bills, repair estimates, and any communication with the at-fault driver’s insurance company.
  3. Consult with Fielding Law: Our personal injury attorneys can help you navigate the claims process and ensure you receive the compensation you deserve.

Proven Track Record

Accidents can be financially draining, especially when the at-fault driver’s insurance falls short. Underinsured motorist protection is an essential safeguard that can help cover the gap between your actual expenses and the at-fault driver’s policy limits. By understanding your coverage and knowing the steps to take after an accident, you can protect yourself from unforeseen financial burdens.

For personalized legal assistance and to explore your options, contact Fielding Law at 833.88.SHARK. Our experienced attorneys are here to help you navigate the complexities of insurance claims and ensure you receive the compensation you need.

Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.

September 3, 2024
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