Are Jeep Modifications a Risk?
Jeep enthusiasts in California and Arizona love upgrading their vehicles, but Jeep modifications can lead to insurance challenges. Each state has unique laws that may affect your coverage.
Common Jeep Modifications That Could Cause Issues
Some Jeep modifications might complicate insurance claims in California and Arizona:
- Suspension Lifts: Exceeding legal height limits could void insurance policies.
- Oversized Tires: These changes can reduce control and increase liability risks.
- Engine Upgrades: Insurers may see enhanced performance as a liability.
- Custom Lighting: Non-compliant or improperly installed lights may violate state laws.
- Aftermarket Roll Cages: While they can improve safety off-road, roll cages might complicate insurance claims if they interfere with crash safety systems or airbags.
How Modifications Impact Insurance in California and Arizona
Failing to disclose modifications or using non-compliant upgrades can lead to:
- Policy Cancellations: Insurance companies may cancel coverage if modifications are not approved.
- Claim Denials: Undisclosed changes might violate policy terms.
- Increased Liability: Modified vehicles may shift more blame onto the driver in an accident.
California and Arizona Laws on Jeep Modifications
- California: Known for strict emissions and safety standards, modifications must adhere to regulations. For example, engine modifications must meet the California Air Resources Board (CARB) standards.
- Arizona: While slightly more lenient, Arizona requires compliance with bumper height, tire tread depth, and lighting regulations.
Tips to Avoid Insurance Problems
To protect yourself and your vehicle:
- Report all modifications to your insurance company.
- Ensure all changes comply with state laws.
- Keep documentation, including receipts and installation records.
- Work with professionals to ensure compliance.
Why Choose Fielding Law
Insurance complications from Jeep modifications can be overwhelming. At Fielding Law, we provide expert legal support tailored to California and Arizona residents. Our caring and capable attorneys will help you navigate your claim and fight for the compensation you deserve. Call 833.88.SHARK today for a free consultation.
Note: Information provided is for educational purposes and does not constitute legal advice. Always consult with a qualified attorney for legal concerns.
